"My future plan is to further my education. I completed my high school education my I haven't joined college or enrolled in any other course due to the lack of money. My goal is join college and pursue a course of my choice in September, to achieve this, I had started saving and will continue to save part of my transfers on a monthly basis to help me cater for my school fees in the future."

"Currently, I do not have a reliable job, so in the coming year and beyond, I am planning to start a saloon and a cosmetic business. Once I achieve this, I will be able to support my spouse with all our family obligations. Also, this will lead to quality education for my children."

"My current priority is the education of my grandchild. He is an orphan, so I decided to take the initiative to care for him until he can support himself. I want to make sure he receives a top-notch education that will help him secure a happy future. I will be delighted once he succeeds since he will be able to take care of and rely on himself."

"The biggest challenge as a family is lack of consistent source of income. We depend mainly on our small piece of land which dried up because of the drought. Due to the inability to raise money, we face food shortage. We're a family of 6, and feeding us all is quite difficult. This has affected the health and nutrition of my grandchildren. I live with my grandchildren, since my daughter returned home. It's difficult raising a family without a job or a source of livelihood."

"What has been challenging for us is lack of food. The last rains we experienced was three years ago. Since we depend on livestock it's difficult hearding them during the drought season. Their numbers have reduced, this stresses me. I am always worried about my next meal. If the rains don't come back it could get very difficult for us. We Buying food expensive unlike in the past when we could plant our own farms."

"Now that I have been able to purchase the piece of land, I would like to put up a decent house that can accommodate my entire family of four. The previous one is quite small and has no portions, so if a friend comes over, they can see everything, which I felt embarrassed about at times. Besides, I trust that once I have constructed the new house, I will be able to safeguard my privacy from my two children."

"My husband and I work on the fields on a regular and we only rly on the crops that we harvest to sustain our family. It was around 9 in the morning when I received the transfer SMS. My husband was working in the fields but I was home. I jumped for joy on receiving these good news and I waited for my husband to come home. He was home at around 1 pm and I told him the good news. We rushed together to the nearest MoMo agent to withdraw and we immediately thought of buying a mattress, livestock and some food for our home. We could not believe our eyes when we received our first transfer."

"In the coming year and beyond, I would want to purchase livestock, especially goats. I believe that these are valuable assets considering that they can thrive so well in my region. Also I am certain that once I will succeed in rearing them,  I will not longer be stressed up incase of any financial constraints.  Also, even as they will be increasing in number, I can as well think of exchanging them for a cow and start practising dairy farming. "

"RE " In my opinion, givedirectly is doing very well, because in my largest imagination i could not afford to purchase a piece of land of my own in Zwedru not to think of whole two lots, am the most happiest man at the moment, and all thanks to givedirectly "."

"RE: " I have plan to spend the most of this my recent transfer on buying cement for the renovation of my house"."