"We have seen an increase in our household income as a result of the monthly payments, and we are currently able to meet the majority of my family's demands, which makes me happy and appreciative. Even though the majority of the monthly transfers will go toward meeting our basic requirements, I plan to buy at least two goats this year to raise. They are profitable since I will have extra goats after they give birth that I may sell later to raise money for our requirements. I will set aside a percentage of the money each month in order to accomplish this."

"The greatest choice was to open a grocery store because I have seen it succeed. Because of the rising demand for the products, I'm considering growing the enterprise. I therefore want to grow it this year. I am currently running it in a tiny space that cannot hold a significant supply. To be able to provide food for the entire region, my plan is to first extend the room and then increase the stock. I think I can accomplish this within the year if I use the profits in addition to the monthly payments. After that, the proceeds from it, when combined with the money my husband makes from his work as a driver, will be sufficient to support the two of us, our five children, and them."

"My objective for this year is to replace the grass thatch on the roof of my current house with iron sheets. Because farming, which was my main source of income, is today deteriorating, the economy is difficult. On the other hand, although I build houses, the industry has recently been inactive. People are not building houses, which I think is a result of the challenging economic. Despite all of this, whenever I receive the monthly installments, I will buy the construction materials needed to build the house in bits. By the end of the year, I am hoping to have raised enough money to upgrade the house, giving me a solid building that will not cost much to maintain in contrast to the grass thatched homes. Every month I have to replace the grass, but there isn't much grass left because of the present drought, and what little is available is pricey."

"Since I've been a part of the program, my perspective has changed and my mind has expanded. I never thought I would own any livestock, but right now I think it might happen. I want to buy at least three goats to raise before the year is over. They give birth more quickly, and after another year, I will have more of them, which I plan to sell to raise money for a cow. With the cow, my family will have access to sufficient milk, which is beneficial for their health. We can also sell the extra milk, which will increase our household income."

"I was at home nursing my spouse who has been sick for almost a year now. It was around 3 pm when I received the message alert on the phone, I hand it over to my helper who check and confirmed that I had received the transfer. I was very happy and jumped up and down celebrating receiving the transfer. I had to inform my spouse about the transfer and planned on how to use the transfer before we could withdraw it. I was very sure that my husband will finally get proper medication."

"I do substance farming as my job. It has been four years now without rain in our village. This has caused drought and famine. My husband does casual jobs at Mombasa earning approximately $100 per month which caters for both food and school fees. $60 goes to school fees and the rest to food. The family takes 4kg of maize flour daily but this is not the case. Due to famine, the family takes one meal per day only. So lack of food is the challenge I am currently facing in life."

"The rains have not been forthcoming for the last 3 years. We have been planting our land but due to little rains the crops couldn't reached harvesting. We only depend on buying food. This means we sell our goats to buy food. We've sold more goats. We now have 28 goats, some died due to the drought. This has affected our life since the goats are getting fewer and we keep selling. If the rains had been there, I'd be having more goats."

"My husband is deaf and currently undergoing treatment. He also has a heart problem and cannot do much. The doctor recommended that he just rests. Now he cannot contribute much. He needs medical checkup once a month. We require $100 for it monthly. To help him with hearing, he needs an hearing kit. This will cost $1500. It's too much for us. I am currently pregnant expecting our first child. This means I also contribute little. We sometimes depend on my husband's mother for assistance."

"We depend on livestock, that's cows and goats. Since the drought started, it's difficult feeding our livestock. We gave them to a relative in another village near lake Bogoria because there's grass near the lake. We're worried we may lose them due to the drought. This means we cannot get milk from our cows. In addition the goats don't get enough food. We buy water for them. It's difficult since sometimes we may lack the money. This affects our ability to provide for our children fully."

"The main challenge I am facing is that I am the only one who is still living in this high risk zone, all my neighbours have shifted to other areas because of landslide. I am worried about that landslide as you can see inside my house it is always wet, reason why I wish to leave this house as early as possible I will have means. That is the one and only challenge I'm facing currently."