"I am a parent to school-going children who depend on me to ensure their basic needs are met, such as paying fees and providing food. This motivates me to work extra hard. Recently, I achieved my dream of starting a vegetable business, and now I intend to expand into cattle rearing in the coming years. My goal is to secure my family's financial future and avoid desperation when this financial support ends. I believe that investing in goats will provide a safety net for any future financial challenges. However, I faced a setback when a goat I purchased passed away while giving birth, which was very disappointing. Despite this, I am determined to continue and will soon start saving to resume the livestock rearing project. I am grateful for the support I've received and remain committed to restarting this endeavor in the near future."

"I realize that I'll need to find a job in order to raise the funds to start my cyber cafe. Unfortunately, my poultry farming investment took a hit when a disease wiped out all my chickens, leaving me feeling disheartened. I'm currently weighing my options, especially since poultry feed is quite expensive. Despite this setback, I'm determined to save up enough money to fulfill my dream of opening a cyber cafe, a passion I've had since my university days. My friends who used to operate a cyber cafe have encouraged me to pursue this venture, and I believe it has the potential to be a successful and financially rewarding business. I'm committed to saving a portion of my income every month, and a friend has suggested that I could use the $500 from my poultry farming proceeds to start the cyber cafe. This business endeavor will also allow me to provide support for my seven younger siblings, all of whom are currently in school."

"I currently own two goats and my aim is to increase their numbers so that I can eventually sell or exchange them for bulls. These bulls will be essential for helping me cultivate my land and generating income through hiring them out. Besides raising goats, I also sell chickens to support my family. With the income from my work and the monthly transfers I receive from GiveDirectly, I will be able to purchase more goats, which I can later exchange for cows. This is my major goal for the coming year and beyond. Due to limited income, I am unable to buy a cow directly, so I plan to invest in goats for a while and then exchange them for cows. I believe that this investment will lead to a brighter future for my family and we will be able to live a more comfortable life than we do now."

"I lost my chickens due to a disease outbreak in our area. They were free range, which likely contributed to their contracting the disease. To prevent a repeat of this situation, I plan to use my cash transfers to build a better chicken coop where the chickens can stay in one place and minimize their movement. I also want to ensure I have access to the right medicine to minimize losses in case of unavoidable circumstances. Once these transfers multiply, I plan to exchange chickens for goats. Buying goats directly is expensive, so I will start with chickens and then trade them for goats once their numbers increase. Goats multiply quickly, are easy to manage, and are highly marketable, making them a great source of future financial income once the GiveDirectly transfers come to an end."

"In the coming year, I plan to purchase a cow as a long-term investment. I see this as a crucial step towards ensuring a stable source of income and food for my family. To achieve this goal, I have already started saving the recent transfers I've received, and I intend to continue setting aside every transfer that comes my way in the future. Each time I save, I get closer to the day when I can visit a farm and select the cow that will not only provide milk for my family but also become a lasting source of financial growth. My vision is clear, and with discipline and patience, I believe I will soon accomplish this goal."

"I am involved in charcoal production and sales to meet the basic needs of my family. Unfortunately, I recently lost all my chickens to a disease outbreak in my village. Despite this setback, I am determined to continue with my poultry farming. With the house of my dreams now built, I am looking to focus on livestock. My ultimate goal is to purchase a cow, but due to the high cost, I plan to start by investing in poultry rearing. Once I have a good number of poultry, I will sell some to buy goats. After the goats multiply, I will sell them to eventually acquire a cow for land cultivation. I intend to use the cow for plowing my land and my neighbors' land for a fee. The income from this endeavor will help me pay for my children's education."

"As soon as I received my cash transfers, I knew exactly where to direct the money. First of all, I needed to buy a new house since our current one was no longer suitable. The seven of us were squeezed into two small rooms, and I felt that it wasn't right. I was denying my children their privacy, and they were uncomfortable. Especially when they needed to do their school assignments, the inadequate space made it difficult, and at times it was affecting their studies. My husband and I had always wanted to build another house, but this wasn't possible as we both depended on small, irregular jobs to make a living, so it would have taken us a long time to achieve this. With the cash transfers, I spent $468 to buy iron sheets, building poles, nails, threads, and timber. Now, the house is complete. The new house is for my children, while my spouse and I are occupying the previous one. We now have sufficient space and the comfort we lacked before. I also paid $70 in school fees for my seven children two in secondary school and five in primary school who had been out of school. I'm happy to say that they are now back in class, and I was able to clear all the arrears for this term. Additionally, I bought food for $11, and now we can eat two meals a day, which is an improvement compared to before when we could only manage one meal or sometimes go without."

"As soon as I received my cash transfers, I knew exactly where to direct the money. First of all, I needed to buy a new house since our current one was no longer suitable. The seven of us were squeezed into two small rooms, and I felt that it wasn't right. I was denying my children their privacy, and they were uncomfortable. Especially when they needed to do their school assignments, the inadequate space made it difficult, and at times it was affecting their studies. My husband and I had always wanted to build another house, but this wasn't possible as we both depended on small, irregular jobs to make a living, so it would have taken us a long time to achieve this. With the cash transfers, I spent $468 to buy iron sheets, building poles, nails, threads, and timber. Now, the house is complete. The new house is for my children, while my spouse and I are occupying the previous one. We now have sufficient space and the comfort we lacked before. I also paid $70 in school fees for my seven children two in secondary school and five in primary school who had been out of school. I'm happy to say that they are now back in class, and I was able to clear all the arrears for this term. Additionally, I bought food for $11, and now we can eat two meals a day, which is an improvement compared to before when we could only manage one meal or sometimes go without."

"I have plans to expand my one-room house in the coming year and beyond to create more space for my two children. Currently, I sell coconuts, but the income is not enough to support my family's needs and allow for house expansion. Therefore, I aim to continue saving through our merry-go-round group before these transfers end, so that I can achieve my dream. I am optimistic that with these transfers, I will be able to provide a comfortable living space for my family by expanding our house. I am grateful for the financial support from GiveDirectly, as it has elevated my life to a new level. I am currently purchasing iron sheets and plan to buy other materials like poles to begin the expansion process using my savings."

"I used $200 from my recent transfer to invest in a piece of land I had owned for several years with the intention of building my own home. I decided to move out of the increasingly crowded compound to create more space for myself. Although I hadn't finished paying off the land, I managed to clear the remaining amount, securing full ownership and possession. Now, I'm in the process of building my new home. The remaining $330 from the transfer was mainly allocated to covering medical expenses and purchasing essential items like food and clothing for both myself and my daughter. My daughter has been working tirelessly to support me through odd jobs, but she also has her own family to take care of, so providing for us has been challenging at times. With old age ailments setting in, I've found myself struggling to cover medical costs. The transfer has been a huge relief, ensuring I can afford the necessary treatment and maintain a balanced diet every day. I'm truly grateful for the support."