"My main focus for the next few months is to build a larger house. The one-room house I currently have is becoming too small for my family of seven. It would be wonderful to have a two-room house, providing more space for both my family and visitors, as it has been challenging when people come over. To achieve this, I’ve started saving every coin I receive from my monthly transfers. So far, I’ve used some of the funds to buy iron sheets. I believe that with time, I will gather enough materials to start building the new house. Once it's completed, I won’t feel so overwhelmed when guests visit, and my family will finally have the space we need."

"I plan to buy more goats and chickens and breed them to increase their numbers. I believe this project will help me address the financial challenges in my household by providing a source of income through selling the chickens. With both my husband and I lacking a stable income, we mostly rely on selling charcoal, which isn't very profitable. Since I have seven children in school, having these animals will be beneficial, as I can sell some of them to help with their needs. I intend to use the transfers starting next month to get this project underway, and I'm confident that by the end of the year, I'll have a thriving flock and herd at home."

"This year, I have decided to focus on just two main goals to ensure that I achieve them both successfully. By narrowing my objectives, I can make real progress and improve our family’s situation significantly. Firstly, I am dedicated to finishing the payments for the piece of land we have recently secured. This land is on higher ground, which will protect my family from the dangers of floods and diseases that we faced before. Being in a safer location will provide us peace of mind and better health. Secondly, I will concentrate on farming on our current land. The produce from this farm is essential for supporting my children’s education. By growing and selling crops, such as butternuts and vegetables, I will generate income to cover the school fees for my four children in secondary school and one in university. This focus on farming will also help me build a stable future for my family. The thought of relocating to our new, safer land fills me with hope. It offers the opportunity to not only escape the risks of floods but also to consider opening a small shop business in the new location. Living in a place where I can enjoy the beautiful view of Lake Baringo without the constant fear of flooding will bring a significant improvement in our quality of life."

"In the coming months and beyond, I dream of buying a wooden bed and a high-density mattress. For as long as I can remember, I’ve been sleeping on traditional rope beds, which have been very uncomfortable. I often wake up with backaches and feel more tired than when I went to sleep. To change this, I plan to start saving from my monthly transfers over the next few months. Achieving this goal would mean no more back pain and a reduced risk of developing bed sores."

"Right now, I have two important goals that have been on my mind for a while, and I hope to accomplish them in the coming months. The first goal is to provide a quality education for my daughter, who will be starting secondary school next year. To achieve this, I plan to combine the earnings from my charcoal business with the monthly transfers I receive, saving a portion each month. I believe that once my daughter receives a good education, she will have a brighter future, and this is the key to breaking the cycle of poverty. The second goal is to renovate my house, as it’s not in good condition, and I’m worried about the risk of rain causing harm. I intend to use the small savings from my earnings to work on this in the months ahead. By doing so, I can stop worrying about our safety and the upcoming rainy season."

"I recently relocated from my matrimonial home and now live with my daughter, who has taken on the responsibility of caring for me in my old age. Since moving in with her, I have been sharing a small house with my grandchildren, which has made me realize the need for a place of my own. I am planning to build a house that’s big enough to accommodate me comfortably. With my upcoming transfers, I intend to purchase building poles, iron sheets, and all the necessary materials to construct the house. Achieving this goal of building my own home would mean so much to me. I am very grateful for the financial support from the transfers, which have given me hope and the ability to work towards having a place I can call my own."

"My goal for the coming year and beyond is to complete the construction of my house. I started building it but faced delays due to a shortage of building poles. I plan to save my upcoming transfers to purchase enough poles and iron sheets for the roof. Once the house is finished, I also aim to buy a solar lighting system on hire purchase, which will ensure my home is well-lit. I am incredibly grateful for the financial support that has given me the independence to take care of my needs. This support has made a significant difference in my life, and I’m very happy with the progress I have made."

"In the coming year and beyond, my main goal is to completely finish the construction of my house. Some of the walls still need to be covered, and my priority is to use my next transfers to pay for labor to have the walls covered with mud, ensuring that the house is warm and safe. I also plan to buy food, which will help ease the financial burden on my grandson, who has supported me in the past. I’m deeply grateful for the financial support I’ve received, as it has allowed me to live a better life despite not having an income. This support has truly been a blessing, and I’m very happy with the progress I have made."

"My goal for the coming year and beyond is to complete the construction of my spacious two-room house. This will allow my grandson and his wife to have the privacy they deserve. I plan to buy more iron sheets for the roof, saving money from each of my upcoming transfers to purchase the sheets one by one until I have enough to finish the roof. I’m truly grateful for the financial support that has brought me this far, and I’m filled with happiness as I work towards achieving my dream of having my own home."

"I have four children who are currently enrolled in school, and they all rely on me for financial support, including paying their school fees. As a parent, my main goal is to ensure that my children are comfortable in school and able to achieve their educational goals. I am grateful that receiving financial assistance has allowed me to pay for their fees and keep them in school. Currently, I make ends meet by taking on various low-paying jobs, which help me provide for my family. Despite the financial challenges, I am confident that my children will be able to achieve their educational aspirations."