"Having previously experienced severe financial challenges and been unable to take care of my family, I now see this financial support as an opportunity to invest wisely and secure my financial freedom. My goal for the coming year and beyond is to invest in livestock. Purchasing livestock is a reliable and sustainable way to make long-lasting investments. Once the financial aid comes to an end, I will have something tangible to fall back on. To achieve this goal, I plan to save my subsequent transfers and use a portion of them to purchase livestock. I am very appreciative of the financial transfers I have received so far."

"My accomplishment in the coming year and beyond is to build a bigger, safer, and permanent house to accommodate all eight members of my family. With the help of my husband, we have already purchased twelve pieces of iron sheets. The next step is to save more from our subsequent transfers and purchase building poles, which are very expensive. I am hopeful that by the end of this year, if all goes to plan, the house will be ready for us to move in. I am very happy and appreciative of the financial support that will help make one of our dreams come true."

"My biggest accomplishment in the coming year and beyond is to complete the construction of my house. Building a house has been a long-time dream of mine, but the lack of money has been a huge stumbling block. Now that I am receiving the transfers, I have a better chance of achieving this dream. I plan to save money from subsequent transfers to purchase the necessary materials for building my house. Additionally, the money I am saving in the savings group will also contribute toward this goal. I am very happy and appreciative of the financial support from the transfers, which is helping me turn this dream into a reality."

"I have been doing crop farming to provide for my family while my wife looks after our four children. I also raise goats to diversify my income. My farm is near the river, and I focus on tomatoes, beans, and maize crops, which have been successful for almost five years since I use irrigation. However, this season, we experienced heavy rains that caused floods, destroying my 3-acre tomato farm and 4 acres of maize. Despite the flood shock, I didn't give up because I believed giving up was not an option, as this has been my main source of income. I sold some of my goats to get the capital for planting tomatoes on my other one and a half-acre farm, where I used the amount to prepare the land, buy tomato seedlings, and plant them when the rains and flooding came to an end. When I received my first transfer, my crop was at a stage where raising it off the ground was necessary, so I spent $100 on stakes and the remaining $83 on food. The floods resulted in a food shortage since I lost all my nearly-ready crops, which would have helped us with food. Unfortunately, I lost it all, and getting food was a struggle because I had invested everything in crop farming. Thank you, GiveDirectly, for your support."

"Together with my wife, we rely on crop farming to meet our family's needs, although we face many challenges, especially during droughts. We have to use irrigation, which makes crop production costly and sometimes forces us to produce charcoal to raise capital. Even during the rains, it's not easy because we experience floods. In the recent rains, I lost my maize crop on one and a half acres of land, leaving me with maize on only half an acre. Additionally, I lost all my vegetables on half an acre, causing immense losses. The floods also destroyed my house, forcing me to move to higher ground. I had harvested maize before the flooding, which I sold, and deposited $200 for a plot costing $700 to secure space for living while I paid the rest. Part of the money I got from selling my maize was used to remove materials from the destroyed house and construct a one-room house on the new plot. With my first transfer from GiveDirectly, I spent the entire $200 to construct a latrine. We had just moved, and there was no way we could have survived without it since it was a residential area where people kept their latrines locked, and sharing seemed. I am happy we were able to get our own. Thank you, GiveDirectly, for your support. It was indeed timely."

"The house we're currently living in is small and cannot accommodate us comfortably. Despite it being a two-room house, the rooms are incredibly cramped. As a family, we have set a goal of building a more spacious home that will provide us with the living space we need. To achieve this, we plan to buy building materials in bits every month once we receive our transfers, using a portion of the funds for this purpose. Although it will take us longer to complete the construction process, we have hope that we will finally be able to move into our new, more comfortable home. Once the house construction is complete, I intend to continue using a portion of the transfers to buy more goats. I am hopeful that these animals will multiply and increase in number and value over time. In the future, I can then sell them to support my family's needs. In addition to the livestock investment, I also want to use another portion of the transfers to expand my food-selling business. By reinvesting in this venture, I can increase its revenue and further support my family's well-being."

"My goal is to purchase a plot of land and build a house. Currently, we are renting, but owning our own place would bring immense peace and financial relief. I am already in the process of acquiring the land, and I plan to utilize my transfers to buy more goats. I am hopeful that these goats will multiply and increase in number and value over time. In the future, I plan to trade these goats for cows, which will also multiply and increase in number. When the time is right, I can sell these cows and use the proceeds to acquire the piece of land. In addition to my livestock investments, I also plan to expand my vegetable selling business into a bigger shop that will sell more varieties of products. This expansion will increase our revenue, allowing us to take better care of our family. By pursuing these strategic investments, I am working towards securing our financial future. The goats and cows will provide a sustainable source of income, while the expanded business will increase our revenue. By combining these efforts, I am confident that we will be able to achieve our goal of owning our own home and living a more secure and prosperous life."

"Initially, my plan was to expand our house and make it more spacious to accommodate our growing family. However, I have decided to take a different approach. My current plan is to collaborate with my husband, save my transfers, and combine them with his money to help him acquire a motorcycle. My husband is currently employed as a motorcyclist taxi driver, and by becoming self-employed, he will be better equipped to take care of our family's needs, which is not always possible with his current employment situation. Once my husband has acquired his own motorcycle, I intend to shift my focus to developing a plot of land that we own. My goal is to start a food-selling business on this property. To achieve this, I plan to use my transfers to buy more chicken, with the hope that they will multiply and increase in number and value over time. In the future, I can then sell these chickens and use the money, together with the support of my husband, to establish my food-selling business. I am hopeful that by working together and utilizing my transfers strategically, I will be able to achieve these goals."

"I have a son in secondary school and four children in primary school, and my primary goal is to ensure that they can all continue their studies without interruption. To achieve this, I plan to keep using my transfers to pay their school fees, guaranteeing that they can focus on their education. In addition to covering my children's educational expenses, I have also made a strategic investment in livestock. Previously, I used some of my transfers to purchase a goat, with the hope that it will multiply and increase in number and value over time. In the future, when the time is right, I intend to sell these goats and use the proceeds to further support my children's education. This investment will provide a reliable source of funding to help secure a brighter future for my family."

"My main goal is to ensure that my children can continue their studies up to higher levels, so they can have a better future. To achieve this, I plan to use some of my transfers to buy more goats, while also using other portions to pay for their school fees. By purchasing more goats with my transfers, I am hopeful that these animals will multiply and increase in number over time. In the future, I intend to trade these goats for cows, which will also grow in value. When the time is right, I will sell the cows and use the proceeds to fund my children's education. I am truly grateful that GiveDirectly has provided me with this opportunity to grow my family's resources. This support will allow me to create a sustainable plan to ensure my children can continue their studies and have a brighter future ahead of them."