"I have a significant goal that I want to accomplish by early next year. After taking my secondary school exams last year, my parents couldn't afford to pay for my college education. I had to find a way to support myself, so I became a domestic worker. The salary is very low, but my aim is to earn enough money to help my mother raise my sibling. To achieve this, I've decided to save $2,000 each month from the transfers and return to school. I believe that with the support of the transfers and some help from my father, I will be able to attend college. My hope is to graduate, secure a good job, and support my family back home."

"Being a widow and the sole caretaker of my children has always been challenging. I've long dreamed of renovating my house by replacing the mud walls, which are full of holes and let in the wind, making nights cold, with durable building stones. This renovation will enhance our home's safety and stability and ensure its longevity for years to come. By investing in these improvements, I am prioritizing my family's security and comfort. Since I am not currently financially stable, I plan to use the monthly transfers I receive and my small savings from selling wood to make this dream a reality."

"I am a widow, one of the challenges I am currently facing is School Fees. My children are in college and A levels respectively. I have to make sure they are in school without fail making me do odd jobs just to make them comfortable. Their fee areas are accumulating by day, making me have to work extra harder to meet their needs. The other challenge I am facing is Food Insecurity. Being able to put food on the table for my Kids has become a burden. As a mother I am taking a day at a time."

"I am now a full fledged owner of my Motorcycle. I have now finished making payments for my motorcycle which ensures that now my earnings will be mine. My wife were also jobless and I was also able to start for her a small grocery stall selling cooked and raw food. Now that I will no longer be making payments for this motorcycle I plan to divert my income to expand her stall so she is able to earn more from it. I also want to buy some few animals to be an emergency fund for us."

"Life is too hard at the moment due to the financial instability and drought. Our area is experiencing seasonal rains that make my farm unproductive. Although I have water at home, I can not use it for farming because I fear the burden of paying the water bills monthly. This has left me with a lot of stress, a situation that has devoured my happiness."

"I have been having a life ambition to own a poultry farm but invain. Raising a capital to start the poultry farm has been a challenge to me. I am a single mother with three children. Meeting the needs of my family plus payment of school fees for my children has infringed my ambition to start and own a poultry farm. my elder son is in form four this year, and I believe by next year will be joining university. . I am really stuck. Am seeing my poultry farm as an illusion."

"I have been suffering a healthy condition known as asthma for over four years now. It's quite unfortunate that i have realized this condition is also in my children especially the younger one( Anastasia, 2years). This condition has become a nightmare in my house because it's medication is very expensive when i compare with what my husband is earning in a month($250). Most of the time when I'm attacked with this condition, i have to travel to Kilifi(25km) from here. The painful part is now my daughter Anastasia, who is being attacked with this condition almost every day especially now that it's a cold month."

"My husband Hezron and I started a hardware and grocery business last year. Initially, we were making a good profit of $7.69 per day in both businesses. However, due to the tough economic situation in the country, our returns have dropped drastically. We now make only half of what we used to earn. This significant decrease in income has forced us to change our way of living, as we can no longer afford the lifestyle we were accustomed to. The insufficient flow of money in our businesses is the current struggle we are facing."

"One of the main challange I am facing in life is poverty. I know when I say poverty its wide.Lack of money to just meet the basic needs has been a main problem. Food insecurity is another challenge forcing us to have only two or one meal a day. Having a big family to feed is not so easy."

"In December 2022, my husband broke his left leg in a motorbike accident. That was my lowest moment ever. He used to ferry farm produce from here to our nearest town center Kilifi. After that accident we had no other source of income because entirely our hope was in that business. Ever since his rate and level of work has significantly reduced making us here as a family struggling to have the basic needs of life. Charcoal burning has become our only way of income which at times become a challenge because of his condition."