"In the coming year and beyond, my goal is to enhance my farming activities. Within a month, I anticipate harvesting maize from my three-acre plot. Following the maize harvest, I plan to cultivate beans. Depending on the water levels in the nearby river, which we rely on for irrigation due to unpredictable rains, I will farm either the entire three acres or just one acre. The income generated from selling the beans will cover next year's school fees for my two children, ensuring their education is secure."

"My greatest challenge currently comes from the recent floods that affected our village. The coming of the floods destroyed my shop and part of the stock I had including sugar, rice and maize. This has left me at a loss without money to replenish the spoiled stock. This has made my life very difficult since I don't have enough stock in my shop."

"The challenge I'm facing currently is the lack of food for my family. I had grown a 2 hector maize farm, however, when flood water came my whole farm got destroyed. This left us without food since we depended on the produce from the farm. This has left us desperate because we cannot afford to purchase food on a daily basis since we depend on occasional casual labor which is not enough to purchase food and other household goods. This has left my husband and I hopeless about the future and I feel stressed up especially whenever my children go hungry without food."

"The biggest challenge I'm facing at the moment is a lack of food. I had planted 5 hectors of maize but because of the floods I lost all my crops. This has left my family without food since this is what we were depending on for food. I have very mixed feelings because I feel happy we have received rain which is rare in our village but also feel sad because I don't have food for my family since I lost everything in the farm."

"My goal in the coming year and beyond is to ensure that my children consistently attend school. To achieve this goal, I will use my subsequent transfers to pay school fees for my children. I strongly believe that a good education will unlock doors to a bright future. Since I am unable to engage in any work due to my health condition, I want to use the cash transfers to help me achieve my goal of giving my children the best education possible. I am very happy and deeply appreciate the financial boost I am receiving from the transfers."

"My goal in the coming year and beyond is to clear the $20 fee debt that my daughter owes her school. This will ensure she gets her results and can proceed with her college education. Her aspiration is to become a teacher. To achieve this goal, I plan to use my subsequent transfers to finance her college education. I am very happy with the financial support this far. It has enabled me to support my children's education despite my financial struggles and low income from selling charcoal."

"My goal in the coming year and beyond is to use the money from my subsequent transfers to pay school fees for my children. Seeing one of my children complete his education this year and another next year fills me with immense joy and happiness. I want my children to have a better future than I had. Although I was unable to receive the best education, I am determined to change this for my children. I will channel all my transfers towards paying school fees for my children so they can continue receiving the best education. Education is a powerful tool, and I want to ensure my children have the opportunities I missed out on. Their success and well-being are my top priorities, and I am deeply grateful for the financial support that allows me to invest in their futures."

"While I was at home in the evening, my neighbors were talking about receiving messages on their phones. Since most of us didn't know how to read the messages, we weren't sure what they were about. My helper wasn't at home that evening, so I had to wait for him to come back and read the messages for me. When he finally arrived, he told me that I had received my first transfer from GiveDirectly. I was thrilled to hear this and couldn't wait to withdraw the money and use it to accomplish my plans."

"While I was at home in the evening, my neighbors were talking about receiving messages on their phones. Since most of us didn't know how to read the messages, we weren't sure what they were about. My helper wasn't at home that evening, so I had to wait for him to come back and read the messages for me. When he finally arrived, he told me that I had received my first transfer from GiveDirectly. I was thrilled to hear this and couldn't wait to withdraw the money and use it to accomplish my plans."

"I currently live in a two-room house with my husband who has developed eye problems that have affected his vision. As a result, I have to take care of him most of the time. I used to cook with firewood, but my husband complained that the smoke was affecting him and the soot was discoloring the roof. To address this, I decided to build a separate kitchen to do all my cooking. With my last transfer, I purchased 14 iron sheets, building poles, and nails to construct the kitchen, which will also serve as a storage room. I also bought additional iron sheets to complete the roofing for a toilet I was building. Moreover, I used some of the funds to pay $210 for my two children's school fees. One of my children had completed high school, but his certificates were withheld due to an uncleared fee balance. I am happy to have cleared the arrears so he has received his certificates and is looking forward to joining college for further studies. Furthermore, I replaced our old traditional bed with a new one for $60 to improve our sleeping arrangements. I saved the remaining amount to purchase goats to add to our existing herd, as they have been valuable assets for us during financial challenges."