"I currently reside in a three-roomed mud house, but my long-term aspiration is to own a three-bedroom self-contained home constructed using concrete blocks. To achieve this goal, I have been taking loans to purchase building materials and repaying them with the transfers I receive from GiveDirectly. My plan is to secure additional loans to initiate the construction process and utilize the transfers to repay the loans. Although this process may take considerable time, I am determined to see it through. Once the house is complete, I will be extremely satisfied. Furthermore, once the construction is finished and the transfers continue to arrive, I intend to save them and use them to cover school fees for my children."

"My plan for this year and beyond depends on how the harvest turns out. If I get a good harvest, I will lease another acre and continue farming maize. This will help my family with food, and I will sell the surplus to cover the school fees for my three kids. I am also expecting the third and final transfer from GiveDirectly. I plan to use this money to improve my house by adding another room. This will provide more comfort and space for my family because our current house is too small. The thought of these improvements fills my heart with gratitude to God and GiveDirectly."

"With my daughter now progressing well and attending school, I am now shifting my focus towards livestock farming. I currently have over 500 chicken and I am excited to expand into goats as well using the transfers I receive from GiveDirectly. I already have two goats and plan to add more, hoping that they will multiply and increase in numbers. Once they have added in numbers, I will then sell them at the market and use the income generated from the proceeds to support my family. Livestock farming has been my ultimate goal, and I am happy that my dream is finally becoming a reality, all thanks to the support from GiveDirectly."

"I am thinking about opening an M-Pesa business in our area since there are only two M-Pesa outlets currently available. People have to travel long distances to access these services, so I believe opening another branch would be beneficial. I estimate that I will need around $400 to open the business. I plan to generate income from various sources including video savings and my monthly transfers to ensure that the business can sustain itself. With careful planning, I am hopeful that the M-Pesa business will be successful in our area."

"I don't have any goals for the coming year and beyond, as I'm solely focused on building my own house. I don't have a house yet, and I really want to have one before I get married. I've put all my energy into this project, and I've already started purchasing building materials. In fact, I'm almost done with it. Once that's done, I'll start saving a portion of my income every month to accumulate enough money for the builder. Building this house properly will give me peace of mind and I'll be proud to own a house. It will also enable me to focus on the next steps. Additionally, it will remind me of the support I received from Give Directly once it comes to an end. I am truly grateful for Give Directly for their support."

"I own a small business for selling petrol. Since it has been helping me earn a small income to support my family, I would like to expand it. Expanding this business will give me a good return, am sure. Since we have many motorbike riders who fuel their motorbikes every day, And since we are very few in the area, people have not flooded the business yet hence I want to take the opportunity before the market is flooded which I know will take a bit longer time. I am grateful for the support from GiveDirectly, since it is through the transfers that I established this business and I still want to save part of my transfers to expand it."

"Last year, I finished my studies and intended to join college and pursue a career in teaching. However, I am currently unable to attend college because I don't have my own house. I have decided to prioritize building my own home so that when I return from college, I won't have to worry about where to live. I have bought two metal sheets so far, and I plan to continue buying them each month until I start my house building project."

"I currently have five goats and two chickens, which brings me joy. My plan is for them to multiply, and then exchange the chickens for more goats and eventually trade the goats for cows. This will allow me to sell the milk and generate income for my family. Additionally, I aim to add another room to our house to provide a better living space for my family."

"I currently have four goats, and I hope they multiply so that I can trade them for cows. I want specifically a dairy cow because they multiply easily and I can sell their milk. By December, my goal is to have saved $500 to open my own salon in the city. I studied hairdressing and have a passion for it, so I am excited to start my own business to make more profits and give my family a good life they deserve."

"Currently, I depend on my spouse for any financial support. Since my main job is to work on the farm, sometimes it is not easy, especially now that we are experiencing drought. In fact, most of our plants are drying up. In such a situation, at times we go to bed hungry due to the lack of food. Since my spouse also depends on unreliable jobs, at times he comes home empty-handed, but I understand. For that reason, before this transfer comes to an end, I have resolved to look for an income-generating activity to help us support each other and ease my spouse's financial burden. For that reason, I have resolved to save part of my monthly transfer towards opening a vegetable business. I am sure this business will enable me to have my own income, hence allowing me to participate in financial planning and decision-making in our household. This is what my heart desires, and I thank Give Directly because I know it will come to fulfilment through my monthly transfers."