"In the upcoming year and beyond, my aspiration is to establish either a retail store or a small shop to generate income. To initiate this endeavor, I intend to utilize the proceeds from selling maize. This strategic plan aligns with my long-term goals and represents a proactive step towards financial independence."

"Over the last 10 years since my husband passed away, I have been struggling to make ends meet in my household. The struggle has never been easy because I lack a reliable job that can support us at home. My hope has been in farming but again, this isn't reliable due to the unpredictable seasons. My children's education has been of high concern and the most recent one to be affected is my elder son who had to drop out of school due to lack of fees. The others are still in school but their performances are very low since they usually spend the better part of the term at home. As a mother, this has pained me most and I am always stressed. What a life to worry about!"

"Shamba, ukulima, usave pesa ya ukulima Inhave saved from my own work kibarua"

"It was a very happy moment for me."

"In the coming year and beyond, I have plans of buying six more additional goats to be added into my flock of sheep. The goats investment shall go a long way in empowering me financially and making me independent in the long run. I hope that I will be able to reach over 30 goats over the next one year. It is an investment that I have always pursued with a lot of zeal and dedication. The only challenge that we do face is the challenge of attacks by wild animals. It is rare to happen but this is one risk that keeps me awake at night. We have had a few attacks on our neighbours flock and we know that we are not exceptional. We are always keen to keep the enemy at bay."

"The improvement in my living conditions brings me immense happiness, particularly as I now sleep in a warm and secure house. Previously, enduring nights in a cold and leaking dwelling had taken a toll on my health, especially considering my advanced age. This transformation has not only enhanced my physical well-being but also uplifted my spirits, allowing me to rest comfortably and peacefully"

"Repairing the condition of my house is my primary focus at the moment. It looks worn-out, with its walls crumbled away, leaving only the support poles standing with gaps in between. The roof has rusted and decayed over time, exposing the inside of the house to the elements such as rainwater. My husband and I each save $20 from the transfers to reinstate the state of the house using new poles and iron sheets. The transfers are our only hope of achieving this desire because, being old, we are unable to work to raise the necessary funds for the exercise."

"In the coming year and beyond, I desire to replace my tin roof with new iron sheets. Although the house was recently built, I had to use old iron sheets from the previous house, which have corroded over time and developed holes, allowing water to seep in when it rains. I would never want my new bed and mattress, obtained with the transfer funds, to be dampened and damaged by rainwater. That is why I plan to start saving towards purchasing new roofing materials. Additionally, I would prefer this responsibility to solely fall on my shoulders, as I do not wish to burden my son, who is already constrained by the school fees of his seven children. I am hopeful that the transfers will fully support this endeavor."

"the next few months, my goal is to build up a flock of goats. I've got this plan where every two months, whenever I get the monthly transfers, I'm going to use it to buy another goat. I figure if I keep doing this, my flock will grow pretty fast. And when it gets bigger, I can sell some of the goats if I ever run into money problems. Plus, having all those goats around will mean I'll have a little extra income coming in too. It's like having a safety net that also helps me make some extra money."

"In the next few years my plan is to start a chicken faming business .I want to buy some Chicken and raise them to sell later on and met my emergency at the same time be able to slaughter one whenever a visitor comes .Right now , am counting on the monthly transfers I receive from Givedirectly to help me get started. I believe that if I manage to grow my flock , I can eventually sell them for profit and make good money for myself and provide financial stability."