"I aim to use the transfers to settle my school fees debt that accumulated during my secondary school studies, obtain my certificate, and happily commence my pursuit of a certification in electrical engineering. With optimism, I anticipate clearing the debt promptly to enroll in college and further my education using these funds. Should I encounter any obstacles, I am prepared to seek financial assistance from my brothers to ensure the continuation of my studies."

"Having begun poultry rearing, I'm now looking to save in our merry-go-round to expand our venture by purchasing additional chicken and goats. Once they multiply, my plan is to sell some of them to generate income for my children's school fees and other essential family needs. This strategy aims to establish a sustainable income stream for our family's future stability and well-being. I'm highly optimistic about achieving this goal in the coming year and beyond. I'm truly grateful to GiveDirectly for the financial support, as it has been instrumental in uplifting me financially and enabling me to pursue this endeavor."

"Having a financial security asset is incredibly gratifying. With school-going children and no reliable income, I realized the importance of saving to acquire a goat. Goat rearing has always been my dream, and I am hopeful that through my transfers, I will be able to start this project. I chose this project because goats multiply quickly; in fact, some even give birth to twins. Having this project will enable me to pay for my children's school fees without needing to beg for financial support. This makes me feel like an empowered, self-dependent woman, which is a wonderful feeling."

"In the coming year and beyond, I hope to start an animal vending business, focusing on buying and selling goats. Right now, I have seven goats, and I've learned that this business can be very profitable, especially from November through January when prices are high. To make this dream a reality, I plan to save $20 each month starting now. By steadily saving, I can build enough capital to buy more goats and eventually expand my herd. This business will not only provide me with a stable income but also help me support my family better."

"My goal for the coming year and beyond is to invest in purchasing livestock, especially goats. They will multiply over time, and once the herd grows large, I can sell some during emergencies to meet my needs. Additionally, I plan to build a proper shelter for the goats. Currently, we share the same house with the goats, which is not good for my health. I am very grateful for the financial transfers, which have transformed my life and enabled me to get proper medication."

"My goal this year and beyond is to invest heavily in purchasing livestock. Livestock investment is very profitable for me, especially because goats multiply over time, helping to grow the herd. Once this happens, I will have the opportunity to sell some and reinvest the money in purchasing a dairy cow or a bull to help with tilling my land. I am very happy and appreciate the financial support I have received so far, which has greatly improved the quality of life for me and my family."

"My goal this year and beyond is to expand my business. With my subsequent transfers, I plan to buy more stock to attract more customers and, in turn, earn a good profit. I also intend to continue investing in livestock. The goat investment will significantly improve my life once the herd multiplies and grows. I will then have the opportunity to sell some goats, using the money to meet my future needs. I am very happy and grateful for the support from the transfers, which have greatly improved the quality of my life."

"As a family, we depend on farming for a living. However, three weeks ago, we experienced flash floods that washed away my 0.5-acre piece of land where I had sowed vegetables and maize. I had invested $60, acquired from the sale of my goat, into this venture. I am saddened that all this effort and money went to waste, and my family of ten no longer has a source of income. Currently, I depend on charcoal burning to support my family, but this is not a sustainable business. Sometimes, I run into losses due to damages from heavy rains, theft, and poor market prices, as a sack of charcoal sells for only $5 here. The uncertainty of this situation is deeply troubling, and I am seeking ways to provide a more stable and reliable income for my family."

"Housing is the challenge I am currently facing in life. I am a widow living in my son's house who also has a wife. Living in my son's house is against our culture. My house was demolished by rains last year leaving me in the cold. It was a very tough moment that forced me to go against the culture and seek shelter in my son's house. Currently my dignity in the society is low due to lack of house."

"Chasing two birds at the same time has never been the right option. Therefore, in the coming year and beyond, I want to focus on paying off my solar loan. I have committed to paying $21 each month from my monthly transfer. The remaining amount is not enough to invest in another project, but it allows me to buy food so that my family also feels the impact of the transfer. I am happy and grateful for the support from GiveDirectly. Without it, I wouldn't have managed to buy the solar system."