"I intend to utilize the savings accumulated through my savings group to acquire bulls for farm plowing purposes. This strategic investment not only benefits my own farm operations but also opens doors for additional income by offering plowing services to others in the community. The prospect of owning these bulls fills me with optimism, as I envision a future where they become invaluable assets, contributing not only to the productivity of my land but also to the financial stability of my family. With their help, I aim to not only provide for my loved ones' basic needs but also to support their educational pursuits, ensuring that they have the tools and resources to achieve their dreams."

"I hold onto hope that the hybrid goats I've acquired will thrive and multiply, growing into a flourishing flock. This expansion will open doors for potential future sales and provide financial security during times of need. I see this investment as more than just acquiring livestock but like purchasing insurance for my family's future. Knowing that I have this asset to fall back on offers a sense of reassurance, enabling me to confidently navigate whatever challenges may arise. Ultimately, these goats represent more; they symbolize stability, resilience, and the opportunity to provide for my children's well-being in the years to come. With each step forward in this journey, I'm filled with determination and gratitude for the chance to safeguard my family's future."

"For every family to live a better life, you need to have money. In our family we depend on casual jobs to have our daily bread as well as purchase other family basic needs like clothing. It is unfortunate that after working the whole day you are paid KES 300. This is little and is not able to sustain our livelihood. Unavailability of a stable source of income is making our life unbearable. We rarely afford three meals a day as a family which is so sad and embarrassing. Everyday I am walking up to 3 kilometers to fetch clean water for domestic use is another challenge for me. This is not healthy and it is tiresome, it also makes me vulnerable to backache and other health complications."

"I recently joined a chama group to save a portion of my monthly $15 transfer because I'm aiming to invest in livestock farming. I've always dreamed of owning cattle, but they're quite costly to acquire. So, my plan is to start by purchasing goats and then, as they multiply, I'll sell their offspring to eventually buy a cow. I'm keen on investing in cows because they provide milk, which I can sell to support my family financially. Additionally, having children in school means there might be unexpected financial challenges like paying fees, but if necessary, I can sell some of the livestock to address those needs."

"In the coming year and beyond, my biggest hope is to add a room to my small one-room mud-wall house. Right now, the house is too small to accommodate me and my five grandchildren who live with me. Every night, we all squeeze into that one tiny space, and it feels so congested and uncomfortable. I dream of giving my grandchildren a bit more space to sleep and play, where they can grow up healthy and happy. Adding a room would mean so much to us, providing not just more space, but also a sense of dignity and a better living environment. With the help of GiveDirectly, I believe I can make this dream a reality and create a more comfortable and hopeful future for my family."

"My goal in the coming year and beyond is to use my subsequent transfers to purchase food. My two-acre farm has not been productive, so I need to buy food to ensure my survival. Additionally, I plan to purchase more livestock to build a substantial herd. In the future, selling some of the livestock will provide me with income to support my needs. I am very happy and deeply appreciate the financial support from Give Directly, which has significantly improved my life."

"I'm currently enrolled in an electrical wiring course, and I truly believe it's going to change my life for the better. Because of this, I'm determined to focus all my energy on my coursework to ensure I excel. Looking ahead to the coming year and beyond, my main goal is to concentrate fully on my studies. To make this possible, I am planning to spend my transfer to pay for my school fees. This way, I'll have a peaceful environment and ample time to dedicate myself to my studies without worrying about financial constraints. This is my singular goal for the upcoming year and beyond"

"Currently, I'm managing a charcoal business to support my six children, all of whom are in school. However, facing recent health challenges like chest pain, I've realized the need for a change. That's why I'm thinking of starting a vegetable business to ensure I can still provide for my children's needs. Using the money from my transfer, I plan to launch this new venture. Transitioning to the vegetable business, I aim to improve our financial stability and ensure my children's educational needs are met."

"I cannot help but feel consumed by the fear of poverty. Every day, my family of two struggles to make ends meet, relying on meager earnings from odd jobs, averaging just $2 a day. It is barely enough to put food on the table, and I often have to sacrifice my own needs for the sake of my two-year-old son. Since separating from my husband, I have not been able to afford my children's school fees, forcing them to drop out and work as casual laborers in Marigat town just to survive. The thought of their future being derailed fills me with immense worry and regret; I blame myself for the hardships they endure."

"I'm glad that my two grandchildren were able to return to school after I paid their fees with the first transfer. They had been at home for several weeks and were missing classes, which could have negatively impacted their academic progress. Their parents were unable to pay their fees on time, so I'm happy that I was able to help and that they now have enough time to prepare for the next semester's payment. In addition, I've always wanted to rent some productive land for farming. The land I'm currently using is no longer productive, and it hasn't been sufficient for my polygamous family. I'm pleased that I was able to lease two acres of land, hire a tractor, and purchase 100kg of fertilizer and other farm inputs. I'm happy that I started cultivating early and am expecting a good harvest soon. This harvest will not only help ensure food security in my household but will also allow me to earn some money by selling the surplus. Currently, I don't have any source of income to rely on, so I'm hoping to sell the maize after harvesting and generate some income."