"My vision for the upcoming year is to expand my livestock business. Goats, in particular, have proven to be a lucrative venture for me – they multiply quickly, and the climate in my region is ideal for their thriving. I am confident that by increasing the number of goats in my herd, I'll not only secure a steady source of income but also tap into the available market for these animals. My ultimate goal is to accumulate enough funds to build a stable and comfortable home for my family, providing them with the security and comfort they deserve. Additionally, I'm eager to use the financial assistance to ensure that my children receive a proper education, thank you Givedirectly for making things to work out for us."

"With the invaluable support of the Givedirectly cash transfers, My primary goal is to embark on the journey of building a home, a dream that has lingered in my mind for far too long. Being single, I also aspire to lay the foundation for a family and plan to allocate a portion of the funds towards marriage preparations. Moreover, with the financial assistance at hand, I'm eager to start my career in masonry, channeling my passion into a profession that not only aligns with my interests but promises growth and stability. The coming months hold the promise of new beginnings, and I am determined to make the most of this opportunity to shape a brighter future for myself."

"Engaging in strenuous casual work has been my means of making a living, particularly to offset the seasonal and unpredictable income from my farming, susceptible to the changing weather patterns prevalent in our region. This job is very involving, frequently leaving me exhausted after each rigorous day. . As I look ahead to the coming year and beyond, a sense of optimism drives my plan to establish a shop business within the village. I see this as a strategic move towards securing a more stable livelihood, bringing a welcome shift from the challenges of my current circumstances. In envisioning this business venture, I anticipate that the goats I am planning to acquire will play a crucial role. Their rapid multiplication is expected to provide a valuable source of income, as I plan to sell some and utilize the proceeds as initial capital for starting the shop. This endeavor is not merely about income generation; it represents a pursuit of a sustainable livelihood, allowing me to transition away from the physically demanding nature of casual work."

"I previously worked in manual labor to provide for my family, but my life took a turn when I was diagnosed with breast cancer. Following the doctor's advice, I am no longer able to engage in those activities, and my days are now spent on light household chores at home. As a widow without external support, I solely depend on financial transfers to cover the costs of my medication and to support my two children who recently started junior high school. Their education is a priority for me, and despite my health situation, my goal is to ensure they are comfortable in school. Balancing the need for their education with my ongoing treatment is challenging, but it remains my primary focus to secure both their academic well-being and my timely recovery."

"Currently, my main objective is to build a decent house, as my current dwelling is in a deteriorating condition. The recent rains have heightened my concerns about its stability, and I am grateful to my neighbours who provided me with temporary refuge. The existing structure is currently supported by heavy poles, but I remain apprehensive about its resilience during future rainfall. To address this, my plan is to acquire at least two iron sheets each month, aiming to accumulate a total of 24 sheets. Once I reach this target, I intend to purchase the necessary building poles and commence the construction process. My goal is not only to have a structurally sound home but also to liberate myself from the insecurity of my current living situation. Achieving this will not only provide me with peace of mind but will also mark a significant improvement in my overall living conditions."

"As I said, I am a seasonal farmer, only farming when the weather is good. I am working towards building a different source of income for me. I would love to support my husband financially especially since we are just starting out and have a very young family. I have been redirecting portions of my transfer to animal purchase and plan to keep this up until I can be able to have enough to breed and sell for money. This will allow us educate our child and even do improvements in our home that my husband's income cannot cover."

"Making and selling charcoal is nota profitable venture, we made do with it but it takes a lot to actually make any money from this venture, it is also very detrimental to our health as we do it. My husband sells water, this makes him an income but not sufficient to invest. I would like for us as a family to build an emergency fund and I hope to achieve this by buying and breeding animals. Now we have goats and chicken which I see making us a good income. I plan to continue increasing them to a point they are enough to be sold for money."

"I am a business woman whose business has been selling sisal to the local markets for the last four years. Normally I would go for my stock daily and sell it daily. This process was very tiresome as a load that can fit your head is a huge load and travelling from home to the farms to restock and back to the markets and then back home is a long way off. I want to make my work easier. My goal is to buy larger amounts of sisal stocks, secure a store where I can save my things and sell slowly from there, this will cut down on my transportation costs and also will be less tiring for me as I expand the business."

"My spending in January looks like my typical spending on most school months. I have five children who are all school going, One is in form one while the rest are in primary school. I am not involved in any money making venture, My husband on the other hand moved to the city started a hawking business which we all depend on. This cash transfers have saved us when it come to our children's education which is not little since the number of children in school is large and now we have a child in high school which is very expensive. I hope to direct all my transfers to continue education my children so that I can look back later in life and say that the education of my children was facilitated by Givedirectly."

"I have reared birds before, chicken, ducks and even Guinea fowls. All this birds are tiny birds and you cannot make much from their sale, for example a chick from chicken can be sold for as low as $1, this for me felt like a loss as they were also very prone to the new castle disease which keeps wiping out chicken flocks in our area. I looked at this and decided to rare turkeys which are big in size , bring in better income and are less prone to this commonly existing diseases. A Turkey chick can go for $5 and this is a very young chick. My goal is to breed my Turkeys and build a bigger house to hold them in large numbers and then sell them at a profit. This funds combined from savings from my teaching job I hope to put up a business."