"I am now a single mother in a sense and I needed to think through how to increase my earnings. So I decided to join a savings group from which I hope to make enough to start a stall selling charcoal as well as buy a few animals. Animals for me are an investment. They reproduce which means they become more than what I had from the beginning once I invest in them."

"My primary objective is to pursue and finance my education using the monthly stipend provided by Give Directly. The strong desire to succeed propels me towards achieving this goal. I am determined to overcome the limitations that previous members of my family have faced, as no one in our family has ever had the opportunity to enroll in secondary school. Attaining this milestone would be a significant accomplishment for me, and I am grateful that the transfers I receive are playing a crucial role in helping me realize this ambition."

"Looking ahead to the coming year and beyond, my main objective is to ensure the successful completion of my house. This new dwelling will provide ample space to accommodate all four members of my family comfortably. Additionally, I am determined to continue investing in the purchase of more hens, as it offers a promising long-term investment opportunity. As these hens multiply, I plan to sell some of them and use the proceeds to acquire goats in the future. I cannot express enough gratitude for the financial support I have received. It has transformed my life, allowing me to break free from a sense of helplessness that plagued me before receiving these funds. The assistance has enabled me to live a better life and pursue my goals with renewed hope and determination."

"My primary goal is to establish my own construction business, specializing in selling construction materials such as cement and building blocks. To kick start this venture, I plan to allocate a portion of my transfers towards its development. Additionally, I am determined to seek further medical treatment for my persistent wound, as the costs of medication have been steadily rising . Any assistance from well wishers for this purpose would be greatly appreciated. Lastly, I aspire to start a family, a cherished aspiration that holds a special place in my heart."

"In the coming year and beyond, my main goal is to return to school. Despite successfully completing secondary school, my inability to afford college fees hindered my academic journey. Pursuing a motor vehicle mechanic course is my dream. I am diligently saving the profits from my business to fund this endeavor. The prospect of resuming my education brings me immense joy, as it not only allows me to follow my lifelong passion but also equips me with valuable skills that can significantly increase my earning potential. With an education in this field, I aspire to provide better for my family and secure a brighter future for us all."

"One of my primary goals for this year is to acquire my own sewing machine, a significant achievement on my journey toward realizing my dream of establishing my own business. I plan to fund this purchase with the savings I have diligently accumulated in my savings club. Owning a sewing machine will mark a crucial milestone in my aspirations, allowing me to generate income by sewing and selling clothes. The prospect of contributing to my family's well-being through this endeavor fills me with immense joy and motivation."

"Housing is the current challenge I am currently facing in life. I have a family of five and we live in a one room house with grass roof which leaks during rain season. Whenever it rains then I spend the whole night sleepless and I am now affected psychological because of the anticipated elnino rains."

"Health issues is the challenge I have been struggling for long. I have a growth on my neck and it is really affecting me psychological. There is no pain bit the challenge is it keeps growing big every day. I cannot even engage on hard activities. I also have hearing problem and I have not got any medication due to financial challenges."

"My four children have had skin desease that has affected them for a month now. They scratch their body and as a result wounds emanate from their skins. I took them for medication at the nearby health center but their condition is still not good. This has affected their education thus they miss classes as a result of this."

"I had been saving in my informal savings group with the goal of building my own house. I have now been set back a bit due to joining school. I still have the goal of building a house and I aim to achieve this by continuing to save in my savings group and buying goats that will reproduce and I can actually sell to get money to actualize this dream. This is because I still live with my siblings and since I may want to start a family I would want a home of my own."