"Past transfers played a significant role in supporting my husband to construct a rental space at the local market. This collaborative effort, funded by his contributions and my saved cash transfers, has become a valuable income source for our family. Furthermore, I am motivated to enhance and expand my tailoring business in the near future. All this effort is to financially support the education of my children. I would be happy if they all completed college and am counting on the cash transfers to play a major role in that."

"Looking ahead, I aspire to build a new house by the beginning of the upcoming year. Our current one-room dwelling is inadequate to accommodate my three children and myself. Additionally, due to concerns about my two goats' well-being, they share the space with us to protect them from the cold. To address these challenges, my goal is to continue saving through the merry-go-round group, gradually accumulating the funds needed to construct a more spacious and comfortable home for my family. I would be happy if I built one with two rooms."

"From time to time, my aspirations have been hampered by persistent food insecurity. Despite that, I have a clear goal in mind. I own a 50 by 100-meter piece of land at the market center, where I envision constructing a business-rental space. However, my current priority is acquiring the land itself. Possessing this land is paramount, as it lays the foundation for future plans, including involving my children in building the envisioned business-rental space. In the immediate future, I intend to continue expanding my business of selling khangas, saving the profits generated to accumulate the resources necessary for securing the piece of land."

"All my transfer was spent on building my house"

"Since receiving the transfer, I have experienced a significant reduction in the stress of finding money to support my family's needs. The timing was particularly crucial, as we recently welcomed a baby who is now just two months old. Ensuring proper nourishment for the mother to support the baby's health was a top priority, and the funds arrived just when we needed them most. This has allowed me to provide ample food for their well-being, bringing me great relief. Furthermore, I am thrilled to share that I've been able to resurrect a goat farming project that was nearly abandoned. Before the transfer, I had only two goats left since I had sold them multiple times to provide for my family. With this transfer, I have been able to rejuvenate this project, potentially establishing a more stable source of income for the future."

"I have a clear memory of the moment when I received my transfer. I was fully engrossed in taking care of my chicks, which were under two weeks old. I had left my phone in the house, so I didn't notice any notifications. Once I had finished tending to the chicks and returned them to their enclosure, I finally checked my phone to see if I had missed any calls during that time. To my astonishment, there was a message confirming the receipt of GD transfers. The happiness that flooded over me was overwhelming. I wasted no time and immediately phoned my spouse to share the wonderful news. Later that evening, when my spouse arrived, we enthusiastically began discussing our plans for making the best use of the transfer."

"Financial instability is what has made my life so tough. Balancing between buying food, education for my son and housing is so challenging because my charcoal work earns me very little, mostly $60 per month. Looking at my needs, food, and education become top of my priorities and this has forced me to seek refuge from my daughter-in-law's house since mine collapsed 3 months ago. The backlash I have received from the community does not give me peace because it is considered taboo to share a house with an in-law. Therefore, this is the situation that has robbed away my joy as a parent and I consider it my biggest challenge."

"Owning livestock stands as my most significant achievement. This livestock represents a valuable possession that I anticipate maintaining for an extended duration due to its capacity for reproduction. The income generated from these animals will play a pivotal role in covering my children's educational expenses and fulfilling essential requirements like sustenance. Moreover, alongside my livestock venture, I aspire to establish a kiosk, thereby creating an additional source of income to further support both my family and myself."

"My plan is to build a decent iron-roofed house once I have all of the necessary construction materials, such as iron sheets and building poles. After years of living in a thatched grass hut, my ambition is to live in a dignified home with a sturdy iron roof. The current hut's deplorable condition, exacerbated by its vulnerability to leakage during rainfall, has turned daily life into a constant struggle. The necessity of regularly replacing the grass roofing has proven to be both time-consuming and burdensome. I am overjoyed because I have already obtained ten iron sheets, which represents a significant step toward realizing my goal of establishing this new house. This achievement has been made attainable through the accumulation of monthly contributions. With these preparations in full swing, I am enthusiastically anticipating the project's commencement at the earliest opportunity, with the objective of providing our family with a respectable and comfortable dwelling, even in my advanced years."

"By the year's end, my paramount achievement will involve the construction of an additional room tailored to accommodate my children. Presently, three of my children are compelled to rely on the hospitality of relatives due to the cramped confines of our one-room dwelling. My strategy involves procuring iron sheets to serve as roofing material. The prospect of realizing this aspiration fills me with immense enthusiasm, envisioning a future where my entire family can share the same shelter and sleep under a single roof."