"I had always planned to build a block house and move from the village I lived in. The living conditions in the village were very poor because we did not have access to basic social amenities like health services, schools, and water. My husband and I had already bought a piece of land and planned to build on it. I used $480 to build a three-room stone house, and the only thing left is the roofing. I used $50 to buy a mattress for my children since their beddings were worn out. I used the remaining $20 to buy food, as we had no food and my husband was broke at the moment."

"Before receiving the transfer, life in the village was very tough. I had no access to basic social amenities and had already planned to relocate to a better village. Receiving the cash made that dream possible because I have already built my three-bedroom brick house, and I'm only left with the roofing, which will be done soon."

"I was at the church at around 4:00 p.m. when I received the transfer message. I read the message and went on with my business. I was happy, laughed, and said, “Thank you, Lord.” I went home afterward and started planning for the cash. My first thought was that I would finally be able to fulfill my plans. I was grateful that my prayers had been answered."

"I was at the church at around 4:00 p.m. when I received the transfer message. I read the message and went on with my business. I was happy, laughed, and said, “Thank you, Lord.” I went home afterward and started planning for the cash. My first thought was that I would finally be able to fulfill my plans. I was grateful that my prayers had been answered."

"I was at home doing my routine house chores at around 12 noon when I received the cash transfer message. I checked the message to confirm if it was the cash I had been anticipating. After confirming, I was super excited and started giggling out of joy. My first thought was to build a house, as I had planned earlier. I immediately sent my son to buy the iron sheets to get started."

"I am very grateful that the cash I received has been a great help in my life. My life has improved a great deal compared to how I was living before. I have been able to build a proper shelter, and I can now sleep soundly."

"I had been struggling to provide proper shelter for my family for a long time. Our current mud house was in bad condition, and I really needed to build a better home for us. I used $240 to build the foundation for my mud house and purchase other building materials. I spent $50 to pay for my daughter's tailoring exams; she was enrolled in a tailoring college and needed to complete her final exams. I also used $180 to buy her a tailoring machine so she could start a tailoring business, which will be a good source of income. I spent $50 to buy a sack of maize because we had no food. I used the remaining $30 to buy some building materials for my son's house, which I plan to build with my second transfer."

"I was at home when I received my first transfer money. I am illiterate and did not know that I had already received the cash until three days later. I always keep my phone with me, so after three days, my son checked my phone and saw that I had received the money earlier. When he confirmed it to me, we were both super excited. My first thought was about how I could finally improve my life and plan well for the transfer."

"My mud house was in very bad condition and was no longer fit for shelter. The grass-thatched roof had been destroyed by pests, and during the rainy season, we would always get rained on. I decided to prioritize building a proper shelter for my family. I spent $440 to buy materials and pay for labor to build a two-roomed mud house. I used $45 to buy a sack of maize because we had no food at all. With the remaining $65, I added it to some of my savings to buy a cow that was being sold around the village. I had been interested in investing in livestock rearing for a while."

"I was sitting with my children at around 3:00 p.m. when I received a transfer alert on my phone. I immediately checked the message and confirmed that it was the cash transfer. I was super excited and hugged my children out of happiness. I felt so thankful that I had finally received the money. My first thought was to build a house because my current one was in bad condition."