"I would love to establish an income stream by engaging in livestock rearing, specifically goats and cows. Currently, I rely on seeking assistance from friends or working on other people's farms during times of financial difficulty. However, this has not proven to be convenient. With the two goats I currently have, I plan to continue saving through the merry-go-round club to accumulate enough money to expand my livestock venture. This will build sustainable wealth for my family and reduce our reliance on external support."

"In the next few years, I wish to have built a new house as the current structure is almost collapsing. I have already started buying iron sheets for the construction project and I plan to continue buying more building materials before starting the task. After the house is built to completion I would love to establish a small business.  While I have not yet finalized my decision on the specific small business I plan to venture into, I am optimistic that once I have accumulated enough capital, I will embark on an endeavor that aligns with the demands of my community at that time."

"I was in the garden harvesting beans ,I was so happy after seeing cash on my account. It took me two day's planning and thinking of what I should do with the money, I and the family we decided that we should buy live stock as An investment , so that in the near by future we would sale them get more money and buy land in safe place where we can shift with my family ."

"I was so happy because give directly had fulfilled what it had promised and I thought of everything I wanted to do with the money."

"I was in the garden, I was over joyed, and the first thought was to go to the person I had talked to about buying a piece of land where I intend to relocate , I immediately called my husband Informing him about the cash"

"I have always wanted to build a large house with at least two bedrooms for my four children and myself. They have been sleeping in neighbors' houses at night for a long time, and I am not happy about it. My current house is very small and located in a waterlogged area, which is dangerous whenever it rains heavily because it could sink and also expose us to waterborne diseases. I intend to buy at least 31 pieces of iron sheets and building poles to facilitate the construction. I have so far managed to buy 15 iron sheets using the monthly transfers. Since I do not have a source of income that can allow me to buy all the materials at once, I am planning to continue saving monthly, buying them in bits until I achieve my goal. Building a new, spacious house on good ground is the only goal that I am planning to accomplish in the coming year and beyond."

"I was in the garden, then I heard the message from mobile money. I felt so happy and lost the morale of digging. My heart wanted me to go home. My first thought was to go and withdraw the money and pay for a plot of land"

"My primary objective is to ensure that my children receive a quality education. As a single parent without financial support, it is essential for me to strive to ensure my children's uninterrupted schooling. To accomplish this, I am committed to saving a minimum of $10 from my monthly income transfers, aiming to alleviate future financial challenges and provide my children with the education they deserve."

"My primary objective is to establish a livestock rearing business. Over the past few months, I have developed a strong desire to engage in livestock rearing, with the aim of creating a reliable source of income for myself. Starting next month, I intend to begin this venture by investing approximately $20 to $25 in acquiring a single goat. Through careful management and dedication, I hope to expand my livestock operation and achieve long-term success."

"My ultimate goal is to purchase a dairy cow. Although I have already embarked on livestock keeping by raising goats, I have always aspired to acquire a cow that can efficiently provide milk for my family without incurring the expense of purchasing it. To make this dream a reality, I have devised a plan to save at least $10 from my monthly transfers. By setting aside this amount, I aim to accumulate enough funds to buy a dairy cow by the beginning of next year, thereby fulfilling my objective of establishing a sustainable source of milk for my household."