"I will cultivate that land and It will help me in development as I will buy livestock like a cow after getting profit from my land and that cow will give me manure."

"For LS1 we bought land and for LS2 we bought household goods and Pig because we needed them so much"

"Looking into the coming years, I wish to have bought more goats for rearing. I hope for the rains to persist, as this will enable me to utilize the cash transfer to acquire additional goats. With the previous transfers, I have already been able to purchase two goats, and I am determined to leverage this opportunity to further grow my wealth through livestock rearing."

"I have had a long-standing aspiration to build a house for rental purposes on my piece of land in Mombasa town. However, due to my current financial instability, I was forced to sell parts of the land to support my children's education. Bearing my primary goal in mind, I aim to regain stability and work towards realizing my vision of constructing the rental house, although it’s going to be a smaller one, given the reduced space. I believe that owning the property will establish a stable source of income that will be essential in securing a better future for my family."

"As the household's breadwinner, my husband works as a carpenter to provide for our six children and me. Even though his earnings have been able to put food on the table for most days, it has been challenging to cover other needs beyond the food. To date, owning a more spacious and stable house is still a dream that my husband and I wish to accomplish in the coming years. Our current dwelling is in poor condition, with a worn-out tin roof. I aspire to help build a more solid structure to provide better shelter for my family."

"The struggle of operating my garage business on an open space has faced a lot of challenges especially during rainy season. This means I have to pause on some days because I can not serve my customers. Since I do not have other reliable source of income, this has directly affected my family of 4 in terms of getting our daily meals. In bad days, we go hungry and this has robbed away my joy as a father. Imagine watching my 2 young children crying because of hunger! In addition, my wife also suffers seasonal epilepsy and she is required to take some medicines every day to manage the condition. This also has been a challenge to her since, sometimes she misses the medicine whenever I lack the transport to bring them from Kilifi town. At home, we also lack nice beddings which forces us to spend our nights on the floor. As the head of the family, this has lowered my self-esteem because I feel like failing them. Hence, the financial instability stands out to be my biggest challenge."

"The stress of living as a housewife has hit me so hard to the extent of regretting being in a marriage. This is because, I do not have the opportunity to work and earn money for myself, rather than depending on my husband who is also a casual laborer. The sole reason to remain jobless is due to the financial crisis that we are undergoing and this has exposed us to this extreme poverty. My husband usually sends me $8 per week and this goes to buying food. The stress of planning for $8 always eats up my mind since in most cases, I am forced to forgo other very basic needs. Considering that I have 2 young children at home, missing other essentials becomes a problem. What a life! I, therefore, consider the lack of a reliable source of income as my biggest challenge."

"With my passion for education, I do desire that all my children attend good schools. I have 11 children, and raising them has not been easy, so I had to buy goats with my first transfer, which I believe will multiply in numbers, thus shielding me from too many struggles in raising school fees come next year, when my three children will be entering high school. I will just sell them at a very good price in the market and use the money on them."

"I sat down after receiving the second transfer to determine how to allocate money according to priority metrics. After giving it some thought, I decided to allocate a larger portion of the funds toward my daughter's college expenses, who had gotten a calling letter following the completion of her form four exams. So I spent $300 to make sure she joins and fits in properly. I spent another $100 on two goats as a potential investment after that. Since I rely on charcoal burning, which is insufficient to meet the family's demands, I utilized the remaining money to purchase some food for my household."

"Being without a toilet at home was incredibly dishonorable and unsanitary. Not only had I become weary of bringing people to the neighbor's toilet, but I was also sick of walking to the bush for nature calls. When I received the second transfer, I constructed a toilet. I then purchased a wheelbarrow that helps me carry water. I utilized the remaining money to support my family."