"I am currently in my third year of secondary school, and I am looking forward to completing my education soon. Right now, my focus is on my studies as I have some outstanding fees to settle. I plan to use my transfers to clear these balances. Additionally, in the upcoming years, I aim to build my own house. I intend to start using a portion of my monthly transfer to cover the building expenses. This way, I can gradually purchase the necessary materials until I have everything I need for construction. I am glad I have managed to start buying a few iron sheet for preparation.Owning a house provides a level of comfort that you don't get when you're relying on others for shelter. Therefore, I am optimistic that I can achieve my dream of having my own house."

"In the upcoming year and beyond, I have plans to allocate a portion of my transfers from GiveDirectly towards livestock rearing, with a focus on goats. As our transfers are about to conclude, I want to invest in an income-generating project, which is why I considered a goat rearing venture. To make this a reality, I am currently saving $20 each month for the investment. I chose goats because they breed quickly and there is ready market for them. I believe that in a few years, once the project is successful, I will be able to sell some of the goats to fund my child's school fees while also covering my family’s basic needs."

"I have set a new goal: to buy more goats and raise them at home to support my family, especially my children's education. It's always a struggle to ensure they can attend school because I lack enough livestock to sell, which would help me easily afford their schooling. Therefore, I plan to use part of my earnings from casual jobs and save about $10 from transfers each month to buy a significant number of goats and build a large herd. I believe this is the best way to secure my family's future, especially when this program comes to an end. Additionally, having a herd will provide me with financial security; if one of my children is sent home for unpaid fees, I can sell a goat to send them back to school."

"Now that I feel my health improving day by day, I’ve set a new goal: to buy goats and keep them in my compound. Currently, I don’t have any goats because I’ve been facing some hardships and rely on my sons for support. To achieve this goal, I plan to set aside a small amount from my transfers within my savings group each month. In a few months, I will be able to buy one or two goats. I’m confident they will thrive here at home, as there is plenty of pasture available. Once I succeed, I’ll have something to fall back on, especially for emergencies, particularly those related to health. This way, I can sell a few goats if needed and easily cover my expenses."

"My house is in poor condition, as its roof is made of grass, and I constantly worry that it might collapse soon. Additionally, I am exhausted from the yearly repairs needed for the grass-thatched roof. There have been times when I got rained on because I couldn't afford the materials for repairs. To address this, I have devised a plan to save $20 each month from the transfers I receive in a savings group. This savings will eventually help me build a better house. So far, I have managed to purchase the iron sheets, and I still have enough savings to cover other necessary materials. I believe that once I complete this project, I will have peace of mind and no longer have to worry about the harsh weather conditions that have affected us for so long."

"My house has become quite cramped since my grandchildren and I are now living here together after their father's passing. The limited space has made it difficult for all of us to be comfortable. To address this, I’ve set a new goal: to add another room to ensure we have enough space for everyone. Right now, some of my grandchildren have to sleep in uncomfortable places, and I want to change that. To achieve this, I've decided to save approximately $10 each month. In a few months, I hope to have enough funds to buy the necessary materials. Even though this may take some time, I’m confident that I can reach my goal since I am fully committed to it. Once the room is completed, I will feel relieved knowing that my grandchildren and I can live comfortably together under one roof."

"I have an important goal that has been giving me headaches for a while: renovating my roof. Currently, it's a grassy one, and it has been a constant struggle, especially during the rainy seasons. We end up getting rained on as if we were outside, leaving me with no peace at all. My belongings have been repeatedly damaged, and it’s been beyond my control. Now, I’ve decided to save a portion of my cash transfer each month, putting aside $10 for this purpose. Even if it takes years, I’m determined to reach this goal. Once I accomplish it, I won’t have to worry about the harsh weather anymore, and I’ll have peace of mind about my family's safety at home."

"My house has become so worn that whenever it rains, water leaks in due to the old and damaged roof. This situation has caused me sleepless nights, as I worry that my family and I will be exposed to rain and cold nights during the long rains. I have set a goal to renovate the roof and install a new one. To achieve this, I plan to save a portion of my monthly cash transfers and receive additional support from my sons. In a few months, I plan to complete the renovation. This will ensure we stay dry during the rain and protect my family from future risks, such as physical harm due to the deteriorating roof."

"I have established a small animal farm, where I currently raise chickens, sheep, and goats. Unfortunately, while my poultry project was thriving, an outbreak occurred that wiped out almost all of my chickens, leaving only two survivors. At present, I have 5 goats and 3 sheep as part of my livestock project. Both my goats and chickens have had offspring. My plan is to prepare for the future as I have a two-year-old child who has not yet started school. I anticipate needing funds when she does, so I aim to build a larger herd that will allow me to sell animals to ensure she can enroll in school and complete her education, even after the Givediretly program ends. Therefore, in the coming year and beyond, I intend to use my transfers to invest in livestock, focusing on goat and sheep farming alongside poultry operations."

"Waking up in the morning, I felt a spark of excitement as I checked my phone and confirmed that I had received the money. It was like a cow had just given birth—full of joy and promise! I quickly called my wife to share the good news, and she responded with enthusiasm. She immediately suggested that we should buy iron sheets since we had been living in a house that was not suitable for our family. Her words made me realize how this money could truly change our living conditions. I felt grateful to GiveDirectly for this opportunity to improve our lives."