"The main challenge that I am currently facing is the inadequate size of land that we have. We only have 0.2 acres of land and the house has taken half of it. The remaining part is too small, we cannot keep livestock or produce any crops for our consumption. This strains the income that my husband gets by working as a guitarist and he earns $10 a week only which is supposed to meet all the household needs. I wish I could have more land to enable me to keep livestock and cultivate some vegetables for our household. This will cut our daily expenditure by half and we shall be able to start saving for our children's education."

"We are facing a major challenge with our housing conditions. We are a family of 4 and our house has a grass-thatched roof and walls made of mud. It has been 2 years since the roof started to leak because the grass is too old and worn out. I work as a casual laborer in the neighborhood and my income is usually $1 a day on average and this goes to food for the household. The leaky roof lets rainwater into the mud wall and makes the mud fall off so often thus exposing us to cold conditions during the night. We are also experiencing a challenge with water for household use. We would have collected rainwater if we had a metallic roof but sadly I haven't been able to construct one."

"I currently have a plan that I am committed to seeing through. My land is near the trading center, and my plan is to construct rental units there. After learning that this year's grade six and grade eight pupils will be taking their national examinations to enter junior and senior secondary schools, respectively, I came up with this plan. After careful consideration, I realized these students would need accommodations. I am hopeful that my investment in rental properties will be profitable because I live close to the secondary schools. By March 2023, I intend to reach my goal by taking out a loan from the bank where I have been saving money."

"GiveDirectly performed a great job, in my opinion, by letting us decide how to use the funds. I was able to purchase a plot of land on which I hope to build a house for my two kids and me. Being able to own a property is something I consider to be a major accomplishment. I'm overjoyed, and if I check GiveDirectly's functioning, I don't detect any issues."

"Firstly I want to give l thanks to givedirectly for their support to was my family and I. When I withdraw my money I was able to buy two of zinc to start my building project. I also paid my two children school fees which is 40USD."

"Financial insecurity is the main challenge that I am facing. My husband is a teacher and at the same time doing his degree at Mount Kenya University. He borrowed a loan of $5000 to finance his education and as a result of that $180 is deducted from his salary every month. The remaining amount from his salary is $100 which cannot sufficiently cater for school fees for our child, food, and clothing. Every month he sends me $20 which I add to my $50 salary from my teaching job. I take foodstuff from shopkeepers with a promise to pay by every end month and I have gotten to a point I feel like I am a slave."

"I am suffering from curvature of the spine that began 10 years ago and this has affected my walking posture. Because of this, I cannot engage in any activity to generate income making me dependent on other people to run even small errands. I have not sought medication due to lack of money. I went to the hospital last year in December but I came back unattended because I could not raise $100 that was required for an X-ray"

"I am a single mother of two children. Being born and raised by a single mother is a struggle. I have watched my mother struggle to raise the six of us until we completed high school and moved from home. My mother is a casual laborer who works as a charcoal burner, digging access holes to earn a living and most of the time it is a struggle to pay for my sibling’s school fees who are all in high school. When I received my first transfer, I used to open a charcoal business. Charcoal was in high demand, and I spent the rest of the money on buying livestock and buying some clothes for my family. The second transfer came, and I invested $170 in the business of selling sandals, as the charcoal business was on the low. My daughter was unwell, and I used $50 on her medication. My younger sister was sent home, and I took her back to school and paid for her school fees of $100, including her transport back to the school of $20. I also spent another $110 on food that would last my family for the next two months and saved the rest of the amount in case of unexpected costs, now that I am running two businesses concurrently."

"Food insecurity is a major challenge that we are currently faced with. We are a household of 9 and we have a small piece of land measuring 0.5 acres. This is hardly enough to till and do dairy farming at the same time. As such, we are forced to use the land for keeping our dairy cow as it is not enough to carry out maize farming, we are forced to buy the commodity at the nearby Kapkwen market which is expensive and sometimes unaffordable. It worries us a lot since we are people of little means who live from hand to mouth. Sometimes we do not get the money to buy it and we go to bed hungry. Such a life of destitution!"

"Firstly I want to give thanks to givedirectly for their support to was my family and I . When I withdraw my money I was able to buy three bundles of zinc. I paid the transportation for the zinc as well. I was able to buy enough food for my family."