"I currently own six goats and three cows. My strategy is to focus on investing in goats because they have the advantage of multiplying quickly. This allows me to sell them or trade them for cows in the future. My goal is to exchange mature goats for dairy cows, enabling me to milk the cow and sell the milk to hotels and shops. I plan to use the income from milk sales to improve my future and that of my family."

"Lack of capital to start up a business or farming has been a challenge. I rely on farming to make ends meet but two months ago I lost an acre of maize to floods. This made me incur a loss of 200$ that I have not been able to recover till now. I currently do charcoal burning and casual jobs to get money so as to meet my basic needs."

"I am planning to build my own house because heavy rain destroyed my previous one. Currently, I aim to start constructing a two-room mud house to provide my family with a better home. Eventually, as I save more money, I plan to plaster the walls and upgrade it to a stone house. Every month, I am saving up for metal sheets to use for roofing. I believe that the income from my vegetable-selling business and transfers will support me in completing my house construction project. This is an important step towards creating a secure and comfortable living space for my family."

"My main goal is to see all seven of my children complete their education and achieve their goals. Whenever I receive transfers, my priority is to ensure their school fees are paid. Education is the key that opens doors to countless opportunities. I believe that by obtaining a good education, they can secure a better future and eventually support me. I didn't have the opportunity to attend school myself, and as a result, I haven't had an easy life. I want my children to have every opportunity to unlock doors and succeed in life. Additionally, I am committed to completing our house project so that they can come home from school to a peaceful environment where they can study without hardship."

"My husband doesn't support me in paying for my children's school fees. My main goal is to ensure my children receive a good education and strive for excellent grades. I want them to have a better and fulfilling life. Currently, I work in a hotel and am determined to cover their school fees myself. The transfer also plays a significant role in supporting us. Education is crucial as it opens doors to numerous opportunities and paves the way for a better life and I believe with proper education my children will have a good life and can easily take care of me in my old age."

"Taking my children through education has been a challenge. My husband and I rely on farming to make ends meet but due to unpredictable weather patterns our income has been unstable. I have nine school going children and I would not want any of them to drop out of school because I believe educating them will make our lives better."

"My goal is to acquire goats. Currently, I don't have any goats, but I believe saving through my merry-go-round will help me purchase one. I also have ten chickens, and I can sell them once they multiply to raise funds for a goat. Investing in goats seems wise to me because they multiply easily, providing a reliable source of income that I can use to support my children."

"I work hard selling vegetables all day, but it's tough, especially at night, I am too tired to help my children. My dream is to open a shop where I can sell basics like flour, sugar, cooking oil, soap, and everything else people need. With $250, I believe I can start this shop successfully using the space I already have. Earlier, I bought a place, and with the money from my sales, transfers, and I plan to sell these goats, together I will be able to fund my new shop. The profits from my shop will help me easily pay for my children's school fees and improve my family's life. This opportunity is a big step toward a better future for all of us."

"I am a mother of two children with a strong desire to have my own house. Whenever I receive transfers, I make sure to save a portion in my savings account. I believe that with diligent saving, I will soon be able to start constructing my own house. Currently, I live with my mother-in-law, which is not ideal in our tradition. In addition to saving, I also sell small fish to my villagers, which provides additional income. With my savings and income from selling fish, I am confident that I will be able to build my three-room house. I am determined to achieve my goals without facing significant difficulties."

"My goal was to open a kiosk, but unfortunately, I haven't been able to sell my goats yet. I intended to use the proceeds from selling the goats to start the kiosk, but currently, with only twelve goats, they are not enough. I believe they will multiply over time. Once I have enough goats, I can sell them and use the proceeds to launch my own kiosk. Drawing from my experience working in my brother's kiosk, I am confident in my ability to manage and run my own successfully. I only need $600 to $700 to get started, which will significantly improve both my family's and my own life."