"My main focus in my life revolves around building a substantial number of variety of livestock to secure a sustainable income for the future. To achieve this, I plan to use my transfers gradually to purchase chickens and ducks, allowing them to grow and multiply over time. As their numbers increase, I will sell some of these animals and reinvest the proceeds into acquiring goats. The income from selling goats will not only support my child's education but also help in expanding my business ventures, especially the kiosk that I have where I sell household consumables that are fast moving. I aim to grow my business further using both a portion of the transfers I receive and the profits from the sales from the business. In addition to the livestock and kiosk business, I am also involved in making and selling charcoal, which provides another source of income. The money I earn from charcoal sales will also be used to expand my kiosk business. By diversifying my sources of income and strategically reinvesting, I hope to create a stable and prosperous future for my family."

"I completed my university education and graduated with an undergraduate degree in education, and I am very happy and grateful to have achieved this milestone. My overall dream is to become a university lecturer. To achieve this, my plan is to secure a job with the government so that I can have a stable and reliable income stream, which will allow me to enroll in a master's program. While I focus my income on my studies, I will use the transfers to support my family's day-to-day needs. Once I earn my masters degree, I hope to pursue my dream of becoming a university lecturer. This will enable me to comfortably take care of my family and provide a good education for my children."

"My main goal for this year and the coming years is to expand my livestock base to secure a future financial stream of income. To achieve this, I plan to continue using a portion of my transfers to buy more chicken and save another portion in our local savings group. Once the savings mature, I will use them to buy goats. I also hope the chicken that I will buy will multiply, increasing in number and value, so that I can sell them to buy more goats. As the goats increase in number and value, I am also planning to trade them in the future for male and female cows. Over time, my goal is to own several cows and goats, allowing me to sell them when needed to support my family and my children's education, especially when this project comes to an end."

"In the coming year and beyond, my primary focus is to invest in cattle rearing. Owning a cow is a great idea because it provides a significant source of income, which can be used for meaningful projects. I am pleased to share that I have already purchased a male cow with my previous savings. My goal now is to buy a female cow, as this will allow me to have a steady supply of milk and also benefit from the cow’s ability to reproduce. I enjoy rearing cows because they are relatively easy to manage and not overly expensive to maintain. I am truly grateful to GiveDirectly for enabling us to form a savings group, or "chama," which helps us save and share ideas that contribute to community development."

"My current house has mud walls, and despite my ongoing efforts to maintain it, the persistent rains have made it clear that frequent repairs are both challenging and costly. I’ve always wished to provide a stable and secure house for my family, which is why I’ve decided to save my transfers and begin building a new, more durable three-roomed house with a verandah. This decision fills me with optimism and excitement, knowing that this new permanent house will not only offer shelter but also comfort and stability for my loved ones. It’s a significant step toward a brighter future, and I’m eager to see my family thrive in our new house. To achieve this, I plan to save diligently, not only from my transfers but also from the profits of my broiler chicken business. I’ve also opened a bank account specifically to save for this goal. With careful planning and perseverance, I’m confident that we will soon enjoy the security and comfort of our new house."

"My goal in the coming year and beyond is to purchase a mattress. After successfully buying a wooden bed, I now want to get a mattress to improve my comfort. For a long time, I have been sleeping on the bare, uncarpeted floor on top of a sack, which has led to severe back pains and discomfort. To achieve this goal, I plan to save a portion of my transfers next month and use it to purchase the mattress. I am appreciative of the financial support that is helping me achieve my set goals in life."

"My goal in the coming year and beyond is to use my subsequent transfers to purchase livestock, particularly goats. I believe that rearing livestock can lead me to financial freedom, as goats have the ability to multiply quickly. This will allow me to grow my herd and eventually sell some in the future to generate income. With farming becoming increasingly unreliable due to harsh climatic conditions, I see livestock rearing as a more dependable path to financial stability. I am confident that this approach will help secure my financial future, even beyond the five years of financial support. I am truly appreciative of the financial assistance, which is helping me improve my life and work towards my goals."

"It was a normal day for me, relaxing at home, while my wife accompanied our son to a prayer day. Since my wife didn’t have a phone, I lent her mine. When she returned that day, her excitement was unusual. She shared the news that I had received cash from GiveDirectly. We were happy and made plans to manage the cash the next day."

"I was at home doing housework when I heard a message notification. It confirmed that I had received money from a name I didn’t recognize. At first, my husband and I thought it might be a mistake, but the amount matched what we were promised by GiveDirectly. We then confirmed with our neighbors that our suspicion was correct; we had indeed received the money from GiveDirectly. We were overjoyed. Thank you, GiveDirectly!"

"For the longest time, I had wanted a sofa but could never afford one. I admired sofas in other people’s homes, but my priorities and income never allowed me to save up for one. Now, I finally have it. During the day, when I’m tired, I can comfortably lie on my sofa. I still can’t believe I have it. Thank you, GiveDirectly!"