"Receiving support from GiveDirectly has transformed my life and filled me with hope for the future. In the coming year, I hope to achieve something I've dreamed of for a long time; expanding my herd of cows. Currently, I have two cows, and I want to get a dairy cow for milk production which will serve as a source of income for my family. I also have five goats, which I plan to exchange for a fourth cow. This will allow me to focus on raising cows, which are easier to manage and more profitable in the long run. By doing this, I can ensure that my children have enough to eat, can attend school regularly, and that we have a better quality of life. Beyond the next year, I envision a thriving farm where my cows produce enough milk to sell, securing our future and helping us to continue growing."

"This coming year, I am filled with hope and determination to start my grocery business, a venture I have long dreamt about. In our village and the broader community, there are many businesses, but none that supply fresh vegetables consistently. I see this as an opportunity to fill a vital gap and provide a much-needed service. To make this dream a reality, I have already started purchasing construction materials for the grocery structure. It will require 12 pieces of iron sheets for roofing, and I currently have six pieces. Every month, I plan to buy at least two more iron sheets until I have all I need. With each purchase, I am one step closer to fulfilling my dream of running a successful grocery business that benefits not just my family, but everyone in our community."

"Currently, I'm facing a lot of challenges. However, my biggest challenge is the lack of money to sustain my family. Recently when the floods came my small maize farm I was depending on was swept away leaving me hopeless and without food and money to sustain my family. This has left me unsure about the future of my family considering the lack of enough casual work for us to do. This makes it difficult to get food and other needs for my family."

"Currently I'm facing a number of challenges including lack of fees, shortage of food and lack of money to do farming. However, the most pressing challenge I'm facing currently is the lack of money to do irrigation in my farm since only source of money is farming. This has made it difficult to provide both food and school fees for my children"

"My biggest challenge is my poor health. Over the years I have developed chest problems which have made it difficult for me to cater for myself and my family. Sometimes we are forced to go hungry since I'm unable to work since we depend a small business of selling Vegetables it sometimes becomes really difficult since I have to walk long distances. I'm really struggling to provide for my family."

"I used $100 to buy 10 chicken, which allowed me to start a small poultry farming business. Chicken grow up fast and are easy to maintain, making them an ideal investment. With $200, I managed to pay off a debt that I had borrowed to cover school fees for my six children. This brought a huge sense of relief as being debt-free has significantly reduced my stress. It also improved my relationship with my in-law, who had lent me the money. Repaying the debt promptly strengthened our bond and restored mutual respect, making family interactions much more pleasant. I then spent $100 on household food items to ensure that my family had enough to eat. This has provided us with stability and peace of mind, knowing that we have sufficient food supplies. The remaining money is saved on my phone for any emergencies that may arise. This emergency fund acts as a safety net, giving me confidence and security to handle unexpected expenses without falling back into debt. Overall, the cash transfer has empowered me to make strategic decisions that enhance my family's well-being."

"I want to work hard to ensure my son goes to college to study as a machine operator. It has been his dream for as long as I can remember. To make this a reality, I am working hard to make money, saving as much as I can while ensuring we have enough to feed my family. My daughter, who is in Grade 6, will be joining Junior Secondary School next year. I have a cow I bought from the first cash transfers I received and by next year, I will be milking the cow, and I plan to sell the milk to make money to pay for her school fees. I feel a sense of determination and hope and though it won't be easy, I am ready to put in the effort for my children's future. With hard work, I am confident I can accomplish these goals in the coming year."

"I was able to purchase 3 goats using the transfers I received from GiveDirectly. In the coming year and beyond, my plan is to continue allocating a portion of my transfers to buy more goats, hoping that they will multiply and increase in number and value over time. In the future, I envision these goats becoming a great source of income for my family. As my five children transition to higher education, I intend to sell the goats and use the proceeds to cover their school fees. Additionally, the income generated from selling the goats will help me address the various needs of my family. This long-term investment in goats will provide a sustainable solution to support my children's education and ensure the well-being of my family."

"I operate a donut selling business to earn a living for me to support my family's daily needs. However, my current capital is not enough to generate significant revenue from this business, but I still carry on and support it where I can. Currently, my focus is to ensure that my son can complete his college studies by the end of this year. Once he has finished his college education, I will then redirect a portion of my transfers to invest in livestock farming, specifically poultry farming, as well as to my business to boost my capital and increase the revenue to support my family. My aim is to buy chicken using the transfers I receive from GiveDirectly in the hopes that they will multiply and increase in number and value and be a good source of income. In the future, I plan to sell these chickens and use the proceeds to purchase goats, also with the expectation that they will multiply and increase in value, and I will sell them in the future, which will help me support my children's school fees and meet the needs of my family."

"I am hopeful that all my children will successfully complete their education. The support we have received from Givedirectly has played a crucial role in providing education for our children. Additionally, a part of the funds has been utilized to purchase food for our family due to the depletion of our food reserves. Unfortunately, our maize farm has been adversely impacted by the lack of rain. However, if we are able to harvest a significant amount of maize, I plan to allocate the entire transfer towards school fees. Furthermore, I aspire to realize my dream of purchasing some goats as they have the potential to multiply and generate additional income for our family's needs. As an alternative, once they multiply to a substantial number, I intend to exchange them for cows. This is because cows yield a good profit; you can sell one for $500, which is sufficient to enroll a child in secondary school. This is the plan I am focusing on, especially as my elder children are soon joining secondary school."