"During the rainy seasons, I normally do not have peace of mind as my children and I are often soaked by the rain. This is due to the condition of my house, where part of the roof is damaged, making it unsafe for us. To address this issue, I have decided to save $15 from my monthly cash transfers so that I can start working towards renovating the house later in the year. I am tired of living in fear and worrying that the old roof might collapse and cause harm to my children. Therefore, I am optimistic that once I can achieve this goal, it will bring us much joy, and we will no longer have to live in fear when the rains come."

"From September this year on, I hope to start an animal business focusing on buying and selling goats. Currently, I have seven goats, and I’ve learned that this business can be very profitable because goats are in high demand and thrive well in my region. To make this dream a reality, I plan to save a set amount each month so that by the time I launch the business, I will have enough funds to support and grow it. This venture will not only provide me with a stable income but also help me support my family better, especially since the charcoal business I’ve been relying on is no longer profitable. I am confident that I will be able to meet my children’s needs and pay their school fees more easily."

"The goal that I currently have is to renovate my house, which had an old, leaky roof. I had always wanted to renovate at least one of its rooms, but this was not possible because of the poor financial status I was in. I have been with my son, who happens to be the breadwinner, and their income could barely meet the family's basic needs like food, leaving nothing for other activities such as renovation. I usually have quite a rough time during rainy seasons and have the fear that it might even collapse someday. Therefore, I have now decided to use $10 from the monthly transfers and buy ironsheets for this purpose. Towards the end of this year, I am positive that this goal will materialize. I will be a happy soul knowing that I will be sleeping peacefully in a very pleasant environment without having to worry about the harsh climate."

"Since I’ve been struggling with life and was advised not to do any strenuous tasks, my situation has become very difficult. I have a plan to build rental shops on the plot my husband left behind before he passed away. This project aims to provide a stable income even after the financial assistance ends. Due to unpredictable climatic conditions, I can no longer harvest crops from my farm and sell the surplus, which has made it challenging to support myself financially. Once this project is complete, I’m confident it will help me achieve the financial stability I have always desired."

"A few years ago, my house collapsed, and since then, I’ve been staying at a relative’s place. I now have a new goal: to build a house of my own. I feel uncomfortable relying on others for shelter every day, and sometimes this leads to sleepless nights. To achieve this, I plan to save around $2,000 each month from the transfers and the small profit I earn from my business. I’m confident that once the house is completed, it will restore my self-esteem and give me hope, as I often feel lonely and hopeless. Additionally, having my own home will make me proud and allow me to host relatives who come to visit, which is challenging at the moment."

"My goal this year is to purchase a bed and a mattress to replace the traditional ones made of sisal ropes. Currently, I experience a lot of pain and discomfort, which sometimes leads to sleepless nights and affects my productivity in my daily chores. I believe that buying a new bed will improve my sleep quality, enhance my health, and make me more productive in my daily activities. I plan to use the upcoming transfer for this purpose and am already saving towards it. By the end of the year, I expect to have acquired the bed and enjoyed the comfort I’ve been yearning for."

"My goal is to add another room to my house. The one I currently live in has only one bedroom, which is no longer sufficient for my family, including my three grandchildren who live with me. At times, I’ve had to sleep on the floor because the room is too small to fit another bed. Additionally, during the winter, my furniture and clothes have been damaged due to the cramped conditions. I’ve been considering saving a little money from the cash transfers and asking for support from my sons to help build another room. I’m confident that once the room is complete, I will no longer feel the frustration and stress I’ve experienced before, and I will be able to live comfortably and happily."

"My goal in the coming year and beyond is to complete the construction of my new two-roomed house. To achieve this, I plan to invest my subsequent transfer amounts in purchasing poultry birds such as hens and ducks. As these birds multiply, I will sell them and use the money to accelerate the construction of my house. With the prices of goats having skyrocketed, I've decided to change my approach and focus on poultry instead. I am truly appreciative of the financial support, which is helping me work toward this dream of owning a spacious and better home."

"My goal in the coming year and beyond is to continue investing in livestock, particularly goats. The ability of goats to multiply quickly is a significant advantage for me, as it will allow their numbers to grow. I plan to sell them at a profit and use the money to take care of my family's essential needs. To achieve this goal, I intend to save money from my subsequent transfers and steadily increase my herd. By the time the five years of financial support come to an end, I will have something valuable that can generate income and sustain my family’s financial needs. I am deeply appreciative of the financial support, which is helping me work towards this important goal."

"My ultimate goal is to own two bulls. These bulls will be instrumental in helping me plough my 5-acre farm during the rainy season, making farming more manageable and productive. In addition to plowing my land, the bulls will assist in fetching water for my household needs. Furthermore, I plan to offer plowing services to others in the community, generating additional income for my family. To achieve this goal, I intend to save more money through the merry-go-round group I am part of. By contributing regularly and receiving my share, I will gradually accumulate enough funds to purchase the bulls. This plan gives me hope for a better future, knowing that I am working towards a stable and sustainable source of income. I am very grateful for the financial support, which is helping me realize my dreams despite not having a stable income."