"I plan to expand my food stand business. I'm delighted that the cash transfers have already given my business a boost during the time I've been part of the program. However, I aim to expand it further and offer a variety of foods. Currently, I focus on basic dishes like rice, beans, 'chapatis,' and cornmeal. I would like to broaden the menu to include dishes like biryani, pilau, and others to attract more customers. I hope to invest some of the cash transfers in making this expansion possible."

"Currently, I have a plan to build a new house. Our current house is in poor condition, and I'm willing to save through a savings group to acquire a more spacious and decent house. The current one-room house is too small, and I share the space with my husband. When we have guests, it becomes very inconvenient, and we have to ask our relatives to accommodate them. My goal is to acquire a house with at least two rooms, made with mud walls and an iron sheet roof, to provide us with more space."

"In the upcoming year and beyond, I aspire to build a new house and continue supporting the education of my four children through livestock rearing. Our current house is in poor condition, with a corroded roof that leaks during rainy weather. I aim to construct a three-room house with mud walls and a tin roof to provide decent shelter for my family. I also want to ensure that I can sustain my children's education even when the cash transfers come to an end. Most of them have a long way to go in their educational journey, and they will need my financial support."

"My main goal is to build an extension to my house. I recently constructed a one-room house with substantial support from the cash transfers. I had been staying in my brother-in-law's house ever since my own house collapsed. Since my husband couldn't afford to build a new house with his limited income, I decided to use the cash transfers to invest in a new house. However, I still feel the need to extend an extra room to the house because the current single room is cramped for me, my daughter, and her two children. Therefore, my focus is on building this extension to create ample space for everyone. I also intend to start rearing livestock like goats to build up wealth, which will enable me to cover future household expenses such as food and school fees for my two children."

"My plan is to open a grocery shop, which I believe will not only provide me with a source of income but also help support my family. Additionally, I plan to invest in livestock, expanding my current holdings and building a larger space for them. This move will not only help me generate an income but also create a foundation for long-term financial security. These cash transfers have opened up new doors for me ensuring a better future for my family."

"My primary goal is to complete my house, which has been a long-standing dream. With the help of these transfers, I believe I can make this dream a reality. Additionally, I'm saving $10 every month to invest in a tailoring training. Once I've acquired the necessary skills, I plan to purchase a sewing machine and start my own tailoring business. This will not only offer me a chance for financial independence but also the opportunity to provide for my family and cover my children's school fees.Once the program is over, I will have both a house and a business to sustain me."

"The first thing I did with the transfer was to ensure my family's basic needs were met. I allocated $50 to purchase a sack of dry maize, a vital source of sustenance for my family of three. In addition, I spent $20 on essential groceries, guaranteeing that our pantry was stocked with food. As the sole provider for my family, my work in casual farm labor is irregular, and on a good week, I might earn a mere $6. This income is far from sufficient, especially considering the needs of my growing family, particularly my baby, who is under one year old. Ensuring the proper nourishment of my child's mother is crucial for the baby's well-being. I also allocated $50 to buy clothes, supplementing the very few garments we had. Wearing the same clothes repeatedly had become a source of embarrassment for me, especially when I was around my peers. This investment in clothing brought a sense of dignity and confidence. Additionally, I used part of the money, $40, to purchase a new mattress, replacing the old, small one that had been given to me by my mother during my high school years. Now, our nights are warm and comfortable, providing us with the rest we need. These purchases, though seemingly simple, significantly improved the quality of life for my family and me. I utilized the remaining funds to clear a debt that I had."

"My primary goal is to complete my studies in electrical and electronic engineering, and I believe that with dedication and hard work, my dreams will come true. After my education, I plan to open an electronics shop within the village, which would be the first of its kind. During my school breaks when I'm not paying school fees, I intend to invest in livestock and rear them for future sales. This will enable me to accumulate the funds needed to open the electronics shop. I'm determined to achieve this goal and create a source of income for myself and my family."

"I have been diligently allocating all the financial support I receive towards covering the educational expenses of my children. Among them, one is pursuing a high school education, while the others are in primary school. My source of income primarily hinges on casual jobs at construction sites, an occupation that is inherently uncertain. I, personally, faced the unfortunate circumstance of discontinuing my own education, and it remains my unwavering aspiration to ensure that my children do not encounter a similar setback. Despite the financial constraints I grapple with, I am resolute in my determination to enable them to attain their educational goals. Additionally, I have plans to invest in livestock, particularly chickens, as I believe they can serve as a valuable supplement to my modest earnings from these irregular construction jobs. This endeavor represents an opportunity to enhance our financial stability and overall well-being."

"Right now, I live in a tiny, unstable house. Recently, one side of it collapsed during a heavy downpour, putting a halt to my renovation efforts. This has presented a significant challenge, often forcing me to seek shelter with neighbors whenever it rains. I've decided not to invest any more resources in repairing a house that is in such a dire state. I am planning to build a new house. To achieve my goal of a stable and comfortable home, I've taken the step of joining a merry-go-round savings group, contributing a minimum of $15 each month. My objective is to accumulate sufficient savings to commence the construction of my new house, which will require 14 iron sheets, nails, timber, and building poles. The prospect of living in this new house brings me a sense of peace, knowing that I won't have to worry about the impact of the rain on my home."