"The task of rebuilding our home took a front seat in my priorities, and I invested $130 into the construction. The decision to reconstruct was born out of necessity; our previous dwelling, made of old iron sheets, had succumbed to the relentless force of the wind. To fortify against future calamities, we opted for new iron sheets, ensuring a more robust structure that could withstand the elements. In the realm of immediate concerns, I allocated $70 toward securing sustenance for my household. With the responsibility of caring for two grandchildren, the everyday stress of ensuring there's enough on the table prompted a strategic move. I chose to purchase cereals in bulk, a practical measure to stock up and alleviate the constant financial strain associated with buying food daily. This decision not only provided a temporary respite but also positioned us with a buffer against the recurrent challenge of securing meals."

"I intend to expand my vegetable-selling business by purchasing additional stock. While it may not be a massive investment, this business has been a reliable source of sustenance for my family. Increasing my stock will result in higher profits, ultimately providing me with the means to comfortably support my household and cover the educational expenses of my four children. In addition to improving my business, I also have plans to acquire some livestock, including chickens and goats, which I will raise. I believe that as these animals multiply, they will serve as a valuable resource for addressing any unforeseen financial challenges that may arise."

"I used the entire third transfer to complete the construction of my house, a project initiated with the second transfer when I purchased twelve pieces of iron sheets. With the third transfer, I acquired various building materials, including additional iron sheets, nails, posts, frames, windows, and doors. I am delighted to announce that the house is now finished and I have moved in. This newfound space fills me with immense comfort and pride. It is not just a house; it is a home where I can welcome guests without any embarrassment. In the past, I resided in a small, deteriorating structure that could hardly accommodate more than one person, let alone a visitor. Thanks to GD, I turned this dream into reality—a dream that once felt unachievable due to my financial struggles, relying on the sale of my goats, which keeps reducing drastically. Thank you, GD, for making this transformation possible."

"I appreciate GD for providing the transfer without any restrictions. This freedom allowed us to address urgent needs effectively. I am particularly grateful because the transfer came to our rescue during a period of drought, enabling us to secure food for our family when hunger loomed large. Additionally, I am proud to say that the transfer made me the owner of a cow. This remarkable animal not only provides milk for our household but also serves as a source of income through commercial sales. This newfound asset has brought a sense of pride and stability to our lives, all thanks to the support from GD."

"My foremost aspiration is to work diligently to raise the necessary funds to send my children to school all the way to university. I never had the opportunity to pursue my own career, and I am deeply committed to ensuring that my children have the educational opportunities I didn't. Education is the key to a brighter future, and I believe it opens doors to countless possibilities. I'm willing to make sacrifices and put in the effort to provide them with the best educational opportunities I can afford, as it's a long-held dream that my children will achieve their full potential and fulfill their career aspirations."

"In the coming year, through the monthly transfers, my goal is to expand my livestock rearing business. I believe this will generate a steady income. Not only ensuring that I can consistently pay for my children's school fees but also provide their other basic needs more comfortably. Additionally, I intend to build a more spacious house for my family. Our current living space is quite small, and I want to provide my family with a more comfortable home. The financial stability these transfers have given us is a stepping stone toward achieving these dreams."

"I'll be using the savings from the transfers, which I anticipate will be around $45 to buy a goat. This goat will mark the beginning of my livestock rearing venture, aimed at generating additional income through selling livestock. I believe this will allow me to support my education. At the same time, I hope to alleviate some of the financial burdens my parents have been shouldering for far too long. I am determined to make the most of the opportunities that have come my way."

"The high cost of living has made our life difficult. We had about 30 goats in the year 2020 and lost 23 to floods. This affected our main source of income. Currently we have about 42 goats and 12 sheep. They have bred faster. We sell them to fund our children's education and buy essentials for our home. Due to the high cost of living, we're selling a lot of the stock making us worried of the future. We depend on goats mainly for living."

"We live in a dry place. The last time we had good rains was 3 years ago. It means we depend on fetching water from the nearest borehole, which is about 10 kilometers away. It's hard fetching enough water for domestic use. This has affected our ability to focus on other things such as farming. We spend a lot of time fetching water. Alternatively we hire a taxi motorcycle to fetch water. It's quite expensive, for one trip of water, that's 80 litres, it costs about $1.50. That's not enough for our household. Water shortage has made our lives difficult."

"I am a farmer, we depend on irrigation here in the village. Rain is so little. It's labour intensive and accessing farming tools and machines is a challenge. It's also expensive hiring them. A good example is a water pump, one needs to hire it. We pay upfront about $20 for a season of planting. This amount is just for the lease and fuel is also on you. The cost of fuel is high, hence making it hard sustaining a large farm. These are some of the challenges I face as a farmer."