"Reliable source of income is the current challenge I am facing in life. I do casual jobs earning very little income per month which caters for food and school fees. I have children both in primary and secondary school. They have huge school fees balances that sometimes makes them miss classes. This has affected their performances."

"At present, I lack a consistent source of income to support myself. While I engage in farming primarily for household consumption, I believe that investing in goats would be a wise choice. Livestock, particularly goats, offer a reliable means of securing my financial future. I currently own six goats, and my intention is to acquire more in the coming months. My goal is to raise and breed them, generating income to meet my basic needs and future financial obligations. Additionally, I am in the process of constructing a kitchen that will serve as both a cooking area and a storage space. To complete this project, I plan to acquire some iron sheets and intend to save some money for this purpose in the coming months."

"I intend to acquire a parcel of land and construct a rental property in proximity to a main road, with the aim of generating income from it. I also aspire to facilitate the payment of school fees for my children with a lot of ease. As the program progresses, I anticipate that our lives will undergo a positive transformation, and my shop business will experience growth ensuring that I can cater to the daily needs of our household."

"I have been suffering from eye problem for almost three years now. I could not see at all till August this year when doctors came in our village to offer charity services. I got medication and I can now see though not full recovered. This has affected my work since I can not engage in any activities."

"Housing is the challenge I am currently facing in life. I am a mother of five and live in one room house with a grass roof which is half covered. It leaks during rain season and the house lacks beddings. I sleep on the floor with the children and I have developed skin problems because of sleeping on the floor."

"Housing is the challenge I am currently facing in life. I am a widow living with my grandchildren in a two room house with grass roof and it leaks during rain season. The house has a wall mud which is not stable and I fear it can collapse anytime it rains heavily. This has affected me psychological because I always think of how and when I will get a better house for the family."

"I had started the construction of a new house and a toilet because the one we were living in was far too small for my three family. Unfortunately, my plans were put on hold as I found myself in remand for several months. During my absence, my spouse was unable to make progress on the construction. I had to make the difficult decision to sell some of our livestock in order to cover my release fee from jail. Now that I am out of jail, my primary goal is to complete the construction of the house and the toilet in the upcoming months. Once that is accomplished, I intend to invest in buying and raising goats. Given my lack of a stable income, as I mainly rely on casual construction jobs, I believe that raising goats will serve as a savings plan for future financial obligations."

"The most significant change in my life right now, brought about by the first cash transfers, is that I now own a decent house. I used to live in a dilapidated structure, with holes everywhere in the grass-thatched roof and the mud walls. It was on the verge of collapsing, and I could only hope for a miracle to make it possible for me to build a new house. Give Directly's cash transfers were that miracle. I built a new house from the ground up, with mud walls and a tin roof, using most of the cash transfers. I now feel much safer and have more peace of mind, knowing that my house will not collapse at any moment. I am sincerely grateful!"

"I was at home with my granddaughter when I received a message notification on my phone. Since I cannot read due to my advanced age, I did not know what the message was about. I asked my granddaughter to review the contents of the message, and she confirmed that Give Directly had sent the first cash transfers. Honestly, that was one of the happiest days of my life. The amount of joy that filled my heart was beyond words. I knew that the money would help me build the house that I had long desired to construct."

"I decided to invest the final transfer from GiveDirectly by purchasing five sheep for $220. Initially, I had plans for my children to construct a new house for me, but I thought it would be wise to start with livestock and postpone the construction for later. I already have a house near the road, but I have been feeling insecure living alone, especially when my grandchildren come and go. My wish is to relocate closer to my children so we can share a compound together, making me feel safer and more connected to my family. Therefore, I saved the remaining amount from the transfer to use for labor and materials when we eventually start building the new house. This change is important to me because, due to my old age, I want to be closer to my grandchildren for companionship and security, as I have been living alone or with my grandchildren in a separate house."