"My primary goal for the coming year and beyond is to ensure that my children's studies are not halted due to financial constraints. It is been difficult raising school fees for my five children because I do not have a single source of income that can help me educate them right now. I rely solely on the monthly transfer to pay their fees on time, which has allowed them to continue their education. I have no other goals aside from this, and I am hopeful that with the money, they will not be sent home due to fees again."

"I was harvesting my beans, then I heard a rumor that GD had sent money to some people. I also checked and there was money, I appreciated God and kept quiet. I told my husband about it and we waited to go and withdraw"

"The cash message got at home. I felt a lot of joy in my heart ,and the first thought was to buy a cow."

"I feel happier. My family is fine. I can now trade in business more"

"My current home is very small and not as spacious as I would like it to be. Furthermore, it has been in poor condition, and I am now planning to build a larger house. I will save some money each month and buy at least two pieces of iron sheet in bits until I have enough building materials to start building. This is what I hope to achieve in the coming year and beyond; a decent house to live in with my family. I am confident that I will meet this goal because I am guaranteed to receive the transfer every month."

"Was at home, felt excited and rushed to check mobile money balance, was not expecting it,first thought of buying construction materials"

"I intend to add more goats in the coming year and beyond because they are valuable assets on which I can rely for my household expenses. I currently keep five goats, and I plan to let them multiply and sell the offspring to meet my financial needs. I have six children who all rely on me for their school fees, and because I do not have a steady source of income, I intend to rely on the goats for my children's future education expenses."

"My biggest goal is to be financially comfortable and able to send my children to school comfortably. In the coming year and beyond, I would like to diversify my revenue streams with chicken farming. I've established a strategy to save at least $10 per month toward this objective. This will be another step toward financial stability."

"After I finish my secondary education, I want to enroll in a teaching course. In order to that,I plan to invest the rest of my transfers in livestock and poultry farming. Any money I generate from those ventures will go toward paying for my college tuition. That would mean a lot to me once I find a job as a teacher,since I will be able to financially support my parents."

"The feeling of having spent my time in school up to college yet there is no job available for me has been eating up my mind for a long. This has pushed me to stay jobless at home yet I have a family to take care of. With this harsh economic situation, my family has missed some very basic needs like food especially when I was laid off from work as a member of the NGC-DF. This has placed me in a stressful mood because watching my family desperately pains a lot as a parent. Hence, the lack of a reliable source of income is my biggest challenge."