"In the upcoming year, my primary goal is to fence my land, providing a safe and spacious grazing area for the sheep. Additionally, I aim to prioritize the education of my children. To bring this dream to fruition, I plan to invest in a village table banking group and also allocate resources towards sheep farming. I firmly believe that with dedication and hard work, this vision can be realized."

"Upon receiving my second transfer, I made the decision to allocate the funds towards fulfilling a long-cherished dream of cultivating tomatoes, a more profitable crop with a readily available market. However, this pursuit had been challenging in the past due to unreliable sources of income, as it requires a substantial investment. My wife and I are farmers. Together, we are blessed with a child. With the $300 received from the transfer, we were able to fully prepare our farm for the upcoming planting season. Additionally, we allocated $62 towards purchasing a sack of maize and $23 for other essential food supplies. Furthermore, I invested $35 in acquiring manure to enrich our soil. As a final purchase, I acquired a solar lamp for $30. These achievements have filled me with gratitude and a deep sense of contentment and happiness."

"One of the most notable transformations in my everyday life is the ability to fence my land and acquire goats, which previously seemed unattainable due to financial limitations. This has enabled us to raise the goats within a defined area, unlike before when they roamed freely. Additionally, I have successfully stocked an ample supply of food in our home, bringing us immense relief. We are incredibly thankful for the assistance we received, as it has brought us great joy and gratitude."

"Give Directly excelled in providing us with unconditional transfers, and additionally, they conducted individual follow-ups to track the utilization of the funds. This approach proved to be highly effective in fostering financial responsibility among all recipients in our village, as we were accountable for showcasing tangible outcomes from the transfers. As a result, even after the program concludes, we will have gained the confidence to make informed decisions and utilize substantial sums of money prudently."

"I consider the lack of a reliable source of income to be my biggest challenge. In our area, the main economic activity is charcoal work, a very energy-draining job. Since I do not have the skills to seek decent jobs, this has pushed me to continuously venture into this activity. At the moment, trees are scarce and I am forced to dig out the tree remains to make the charcoal. In a good month, I make utmost $50 from this job. All this income goes to buying food and I save nothing. Since this income is low, It has compelled me to live in a very hazardous house that is just braving the strong wind of our area. In addition, my daughter's education has been affected because she is frequently sent home due to a lack of fees. This has pained me as a mother and has devoured my hope. What a life!"

"Towards the end of the year, my objective is to save a sufficient amount of money to acquire livestock. The acquisition of livestock will provide me with an opportunity to amass wealth as their numbers multiply. In addition to investing in livestock, I intend to allocate a portion of the funds from transfers towards paying for my children's school fees. This will ensure that they receive a quality education and pave the way for a prosperous future."

"By the end of this year, my objective is to gather all the necessary building materials for constructing my new house. The monthly stipends will play a significant role in enabling me to achieve this goal. The assurance of a spacious and sturdy house will bring peace of mind, eliminating concerns about homelessness. Consequently, I will be able to concentrate on earning a livelihood and providing a good upbringing for my children. Additionally, apart from house construction, I aspire to invest in livestock as a means of accumulating wealth for the future. This will ensure that I can continue paying for my children's education expenses even after the program concludes."

"We recently formed a merry-go-round group of five people, and I've been saving $10 every month since then. My goal is to save enough money to purchase building materials such as iron sheets and building poles. I have a four-room rental house in a trading centre that could have generated a good income, but because its walls are made of mud and the roof is dilapidated, only one tenant moved in, and I am currently only receiving $5 per month from the tenant. I intend to replace the roof with new iron sheets and rebuild the walls with bricks using the monthly transfers. This will attract many tenants, increasing earnings to at least $25 per month. This is what I want to accomplish in the coming year and beyond."

"A few years ago, my wife passed on and I was left to take care of my eight children. Raising them single-handedly has not been easy because I rely on casual jobs to make ends meet. The money I get , can only be enough for food but for other needs such as education I depend on bursaries and well-wishers. If I had a stable source of income, life would be better."

"I am old and struggling a lot on my own, my legs are feeble and I have difficulty walking. I fend for myself and a sickly daughter, Marina. She has been sick for the last 3 years, she has a cancerous leg and she goes through a lot of pain, she cannot move at all and has to be assisted to do everything. It gives me sleepless nights to take care of her, she sometimes cry uncontrollably because of the pain and request to be taken to the hospital but I am helpless since I do not have the money to take her for medication in Eldoret Referral Hospital. I have been treating her with traditional medicine but there has been no improvement. Day after day, I have massive worries and wrestle with hopelessness and the thoughts of ever being able to take my daughter to the hospital. The 3 years have been hell, unbearable, and miserable. I am poor with the state of my sick daughter"