"I have been buying some iron sheets and building poles whenever I receive a transfer in order to construct a kitchen. My goal is to ensure that I finish the construction so as to have a good place to cook, since I have been cooking in the open for months. I will pay for the labour cost and also buy some of the remaining materials Once this is done, I am planning to buy more goats and add them to my goat shed."

"In the coming years, my goal is to construct a three-room house with brick walls and an iron sheet roof. The current house, built with mud walls, poses challenges during rainy seasons as the walls are prone to damage. Each time it rains, I have to bear the extra costs of repairing the walls. Therefore, I am determined to build a more durable and sturdy structure using bricks. This new house will provide better protection and stability for my family in the long run. I see it as a worthwhile investment that will contribute to our overall well-being and alleviate the concerns brought about by the current housing conditions."

"In the coming year and beyond, my top priority is to provide my children with an optimal learning environment by paying their school fees on time and minimizing any disruptions. To achieve this, I plan to allocate a portion of my transfers towards their education. However, paying school fees for my seven children requires significant financial resources, and I am grateful that the monthly stipends will enable me to achieve this goal in the upcoming years."

"As a polygamous family, life has never been easy for me because our husband lacks a reliable source of income to support us. This means I have to engage myself in charcoal work to earn some cash for my upkeep. Since our area is affected by deforestation, trees are no longer available and it pushes me to dig out some tree remains to make the charcoal. In a month, I make $30 maximum which can not sustain all my needs since all this goes to food. My children's education has been affected the most because they are sent home frequently. This has affected their studies and as a mother, I have been feeling the pain. Hence, I consider financial instability as my biggest challenge."

"Food insecurity! In my household, getting 2 meals a day is not easy and we normally survive on one. This has been the case because we have not had sufficient harvests in our farms for the last 3 consecutive seasons. To survive, we engage in charcoal work as our main source of income. From this job, we make utmost $30 when we combine efforts with my husband. This money is not enough to fully cater to our needs and it has been the reason for my suffering. Our health status has not been spared and I always feel so weak when I miss a meal. Hence, I consider food insecurity as my biggest challenge."

"The biggest problem am facing is poverty which has hindered as from having food everyday making my people sturve most of the time. Another challenge am facing is sickness which disturbs us since we don't have enough to treat ourselves whenever we fall sick."

"The transfers have greatly helped me curb food shortages in my household as well as take care of my children's school fees. I am currently farming, and I am expecting to get a good harvest that will ensure food security in my household since the rains are now adequate, unlike the past three years. When I have enough food in my household, I am planning to divert my transfers to buying livestock such as chickens and goats, rear and let them reproduce and increase in number. The advantage of keeping them is that I can sell them to cater for my financial needs, such as school fees for my children and other basic household needs."

"This year and beyond, my biggest accomplishment is investing my monthly stipend in buying livestock, such as goats. I plan to rear them and ensure they reproduce, multiplying the herd in large numbers. As the herd grows, I will sell some of the livestock to cater to my basic needs and handle any issues that may arise. I have previously earned a living as a motorcycle taxi rider, but the high cost of fuel has deterred me from continuing with the same. However, I am optimistic that engaging in the livestock business will help me earn more income and make me financially stable."

"The condition of my house is run-down and the iron sheets on the roof have many holes, which results in significant water leakage during rainfall. In the past, I had to endure harsh cold weather and deal with property damage due to rainwater seeping into the house. My primary objective for this year is to achieve a major milestone by completely renovating the roof. I intend to purchase iron sheets gradually until I have enough to replace the damaged ones. Additionally, apart from renovating my house, I plan on using my monthly funds to pay for my children's school fees, and I aim to clear any outstanding balances by the end of the year."

"Lack of money to provide for my family necessities is the challenge I am currently facing. I do casual jobs earning approximately $20 per month which caters for food and school fees for the children. It is not sufficient this most time the family goes without food."