"For the last three years, I had to cease my farming operations due to the insufficient rainfall, which left me with a lot of free time at home, feeling bored and unproductive. However, I invested my initial funds in purchasing livestock such as goats, which are well-suited to withstand the adverse climatic conditions in our area. I am hopeful that I can leverage this opportunity to generate additional income by buying and selling these animals at profitable rates in the market."

"RE " I spend the most of my recent transfer on medical treatment for my eye. Two weeks before i received my last transfer i was hospitalized for my eye. I went to make peace between some neighbours of ours who was have confusion in the town here when one of them juke motorbike key in my eye and blood started coming from my eye, i was rush to the hospital in Zwedru and spend one month their on treatment for my eye. And the doctor told me if I had gone anytime later my eye would have gotten damaged"."

"If it were not for the financial constraints, I would channel every penny from the cash transfers toward securing more livestock. Sadly, the constant hunger and lack of school fees for my six grandchildren derail me from accomplishing this goal. My family’s well-being is the priority. However, in the long run, I wish to be able to fulfill my dream of owning goats and chickens. Having these animals will guarantee me a steady flow of cash even after the transfers cease in the coming years. "

"To be honest, the cash transfers have significantly transformed my family’s welfare over the period. I was able to build a new house for my family and secure goats, all credit to the monthly financial aid. When I got into a motorcycle accident, the same funds helped to pull me out of the medical bill debt at the hospital. As a lay here on the hospital bed with no strength to work, am relieved that my family’s needs are covered through the monthly transfers. More so, I plan to sell some of the livestock I acquired through cash transfers to fully cover my treatment bill. This is what motivates me to invest more through the cash transfers to be guaranteed security, especially during trying times. I wish to have bought more goats in the coming years and beyond. "

"Owning a mud-walled house, I cannot help but worry that someday it may fall from adverse weather conditions like strong winds and heavy rainfalls. To reinforce the walls and prevent such uncertainties, I wish to build a concrete pillar around them. Both my husband and I have no reliable source of income to fund this project; well, except for the monthly cash transfers that we individually benefit from. With the cash aid, we plan to jointly contribute towards the house revamping project. Although it will be quite expensive given the house has three rooms, we hope to complete the exercise in a span of a year. "

"I had already sold all the cattle I owned, so I had nothing to sell to cover the cost when my last-born son was due to return to school for his second semester. Since we received a relatively small harvest, the farming we employed as a source of revenue has not been successful. I spent £380 of the transfer on my child's school expenses. I quickly sent the funds into their school's bank account after receiving them. I also bought a dairy cow using the remaining amount of money to restart my dairy farming operation."

"I built myself a nicer dwelling with a timber wall using £400 of the transfer. I used to live in our one-bedroom mud- walled house with my fast-growing children. Since the kids were getting close to being teenagers, I felt like we needed some privacy as parents, as this wasn't very comfortable. I'm happy that it was successful, and I've left the old house for them while relocating to the new one that I build using GD transfers. They now have ample room to study while also being comfortable. Additionally, I utilized the remaining amount to buy food to feed my family of five."

"My goal has been to focus on my academics to succeed and change the condition of my family. Therefore, I continue to receive my transfers, I will be spending it on paying my school fees in time to have adequate time for my studies. In school, I will be able to learn and support myself. Once I succeed in my academic pursuit, I will also focus on raising livestock. The livestock will help me to accumulate assets that will benefit me in the long run."

"Though I am a single mother and the sole provider of four children. I have been living in an old structure that is in a dilapidated condition. I have been longing to build a new spacious house. I, therefore, hope to accomplish my goal of building a new house that will accommodate my four children and me. We always squeeze ourselves into the current small structure that is so uncomfortable to stay in. I am looking food to achieving this before the year ends. I shall be a happy mother once I succeed in that."

"My dream has been to improve the condition of my house. I hate seeing it in that pathetic condition because that subjects me to extreme cold during rainy seasons. My bedding is often rained on, hence I have no option but to either stay awake or use wet bedding when it rains at night. Since I have acquired four iron sheets, I shall work to buy more. Consequently, that will help me in improving my living standard. In addition to accomplishing this, I hope to begin raising goats and hens through poultry farming. These are valuable live assets that will help my family post-transfer periods."