"I received the SMS notification early in the morning. I was home doing my usual chores and got so excited and rushed to the nearest MoMo agent. The route to the mobile money agent was not longer than 5 minutes. The first thing I bought was a pig and 2 goats plus some food. Those are the necessary things I could not wait to buy and I was able to all thanks to GD."

"Before receiving the first GD transfer, I relied on renting fields to cultivate as the sole source of revenue, but I am now able to get money from the milk that I sell and get manure from my cow. My kids and eat healthier and have a health insurance and it all thanks to GD."

"When I received the first transfer, I first focused on renovating my house which cost me around 98 $, I paid 15 $ for my child's education, I paid off a 35 $ debt that I had, bought clothes worth 20 $ and bought utensils worth 30 $. I was in real need of the house renovation because my children and I were now sleeping in one room."

"When I receied the first transfer, I wanted too own livestock but also needed a house. I bought 2 goats worth 90 $, spent 65 $ to keep my construction activities going, bought a bed worth 35 $, paid 6 $ for my family's health insurance, bought food and home utensils for 60 $ and 30 $ respectively. I was in real need of the goats because I have dreams of owning a big farm."

"There's nothing I can say, all the processes were clear and transparent and did not confuse me at all."

"Honestly, my desire is to finish building my house, but financial constraints have barred me; this makes me sad. In the incoming years, I hope for the capacity to be able to construct a reinforcement concrete pillar around the walls of my house, to shield them from heavy rains. After this is done, I want to start rearing goats as a source of wealth. Though recently it has been challenging to budget cash for these wishes, given the pressing food and school fees needs, I pray to be able to allocate some funds towards their realization soon. "

"Starting a business is one thing and growing it is another. As a person who has witnessed the transformation of my second-hand clothing business since the inception of the financial aid, I would stop at nothing expand it or at least keep it running. The business has become a crucial source of income, which covers the basic needs like food and education for my family over the period. I hope to continue flourishing the venture, through upcoming cash transfers. "

"For a long time, I have wished to get a driving job but my lack of the necessary qualifications has hindered me. To be a qualified driver, I need to attend driving school and obtain a license at the end of the learning period. Right now, I do not have enough funds to enroll in driving school financial constraints have weighed too much on me. This is still my dream that I wish to accomplish in the coming few years. "

"Ever since my husband and I built our house, we have not been able to put up a decent roof because of a lack of money. Alternatively, we sealed it with polythene paper as we worked on raising funds to install the iron sheets. Thanks to Give Directly, the cash transfers will allow me to contribute to the renovation exercise as I have been saving for the same over the last few months. I hope this project comes to fruition by the end of the year. After that, I wish to buy goats for rearing. In the Giriama community, owning livestock is like personal banking, as one can easily sell these animals in the future to fulfill a financial emergency. "

"By the end of the year, I wish to have started a sardine-selling business in my village. Given the drought in my region, it has been challenging to grow local vegetables, which has made sardines one of the majorly consumed accompaniments to ‘ugali’. Due to the high demand, I am confident this business will progress well, equipping me with profits that will help cover some household expenses. "