"Before receiving my transfer, my children had accumulated school fee arrears. My husband and I do not have some formal engagement, and we constantly struggle to raise money for fee payments. The worst case for us was that my daughter, Eunice, currently in form four had fee arrears of $180. I prioritized spending $300 on paying school fees for all my children. In addition, I opted to spend $30 on food. Since, my son Emmanuel was promoted to grade 7, I spent the rest on his fees. I am glad that both of them can comfortably learn. I have witnessed a tremendous difference in my life since then."

"It's been my desire to own more goats which to me are financial security for the family. Thus, my current goal is to buy a goat every month and keep them in my compound. I do not have a source of income that I can depend on currently. I believe that once the goats reproduce and increase in number, I can readily sell them to cater to my financial needs."

"Owing to the current drought and famine ravaging the country, I prioritized spending $200 on food. Foodstuff acquired could take my family for over two months. My family is relatively small, with just four members. In addition, I spent $140 on building small kiosks for business. I had desired to start a business, but this could not work out because we were always financially challenged. Once it is complete, I shall begin selling vegetables in it. I am optimistic it will be an alternative source of income. As a result, I shall be able to realize additional income. It will enable me to venture into other opportunities, such as raising livestock."

"My main goal is to acquire the whole piece of land where I currently reside. So far I have managed to pay half the required amount, and with the remaining balance, I want to continue buying livestock (goats) and later trade them for cows, then after 5 years, I would sell the cows to help me settle the remaining balance of KES.100.000."

"I previously had a house, but it collapsed and due to the financial challenges, I had never brought it up. My goal for the coming year is to build a permanent house and so far I have started buying iron sheets with the transfers that I received and still planning to use my future transfers to put other materials in place."

"It had always been my wish to get from the level I am to a greater level in life. I want to have a cattle-rearing project and to achieve this, I would start by buying goats and chicken, keep them for some time and later sell and buy cattle. I believe that the project would be of help in terms of milk production and farming."

"In the next one year, I would want to have my own business, I want to start a greengrocery business believing that the income would be of help in terms of catering for my family’s needs. I also want to start livestock rearing project and when the program comes to an end, I shall have done something constructive with the transfers to keep me going."

"In the coming years, I hope to construct a decent, spacious house for my children. Currently, they are sleeping at their uncle's house, which I feel is not right since he has his own family as well. Therefore, I believe that once I get sufficient cash, I will purchase the materials and put up one. This will grant them privacy, and their dignity will also be restored. "

"What I hope to accomplish in the next few years is seeing my house well furnished and descent. I am a person who likes respect but due to lack of money, I am unable to live the descent life I desire. Many thanks to GiveDirectly who has come to help me achieve some of my dreams. My house will be well plastered very soon and it will bring much pride to me."

"RE " I hope to establish a business of my own before the end of this program in my community. That way, i will be able to help myself and my child in school. I attend school in Zleh city which is about 45minutes from here there on motorbike and more on if am walking, which i sometimes do"."