"Give-directly did well by making me to start building my house and taking care of my family."

"My main goal for this year is to seek out additional medical care from a facility with the resources to help me improve my long-term condition. This will enable me to work and take care of my financial needs while also helping me regain my stability. My main accomplishment for this year and beyond will be receiving specialized treatment."

"I would have loved to invest the money by tilling the land and growing maize, cereals and vegetables which will ensure we have enough food in our home. However, this is an impossible goal given that the past three years have been dry due to extremely hot temperatures brought on by the effects of climate change. I want to put money in and purchase goats. Before the year is over, I intend to have acquired six goats. I have faith that once they proliferate, I will have a source of income if I ever find myself in need."

"I'm hoping to have enough money saved up by the end of the year to make repairs and improve the condition of my home. Every day, the poles that were used to construct my home get weaker. Large holes in the mud walls also allow cold nighttime air to enter. My health has been greatly impacted by this, and I frequently cough at night. For the house to remain warm at night, I would like to strengthen it by erecting sturdy pillars around it and plugging the enormous holes."

"Since I am very old and highly advanced in age, I have been struggling to raise school fees for my daughter, Emily. With the assurance of the transfer, my main goal is to use them to pay her school fees. Paying the tuition fee on time will always give her ample opportunity to be in class and focus on her study. Unlike before, when she could occassionally be sent home. I am optimistic that this time around, she will notice an improvement in her performance."

"I divorced my husband one year ago and came back to my maternal home. Since then food has been an issue for me and the two children. I make charcoal for me to earn a living. This is very tedious for me."

"I have suffered from hypertension for one year now. I cannot involve myself in hard activities like charcoal burning. This has affected me economically."

"Bearing in mind that I have been longing for college admission, at the start of the year, I developed a goal of saving part of my transfers toward raising my college fees. I know that if I run a saving scheme for a year, I shall be able to accumulate some sufficient money for my admission. The rest I shall use to make the subsequent fee payment. As a result, I shall be able to realize the fulfillment of my academic pursuit goal."

"Because of the past difficult experiences in raising school fees for my son, I had thought of looking for an opportunity to help me raise additional money. And for this year, I developed a goal of building my savings toward raising his school fees. Once he completes his O'level of study, I would wish to see him join secondary school. I believe he will be able to get good training that will prepare him for more opportunities in the future. Secondly, I have developed another goal of os starting a business. It will create an opportunity for me to have a steady cash flow."

"The challenge i am currently facing is poverty,i don't have a job yet i have a family to look after and take care of my father as well. The rains washed away almost the whole banana plantation where we used to get food from so now getting what to eat is a challenge."