"The main challenge we are facing is that we live in a house which is not finished as you can see, the kitchen has a no roof we are obliged to cook in one room of the house because we can't cook in the kitchen mostly when it rains, it is impossible. The other challenge is that we don't have our own cow, the one we have is for others and we have no right to it for example we can't sell it when we need money."

"I currently face a challenge of poverty which let us live bad life in the way that we at times have only two meals a day and also getting school fees for school going children becomes very hard because landslides and flash floods destroyed coffee plantations which could give us good harvest that earn us high incomes to cater for everything."

"I currently face challenge of inability to raise school fees for my son who stays with my brother in Mbale but he dropped out of school because his uncle also failed to get money to pat for him at school. Also getting food is another problem because I struggle so much working for in the gardens and carrying things in the markets hence affecting my health."

"I don't have my own cow, I herd others cow in order to get compost to fertilize my land, we are building another house because where we used to live is a risk zone area but it is not finished yet, no good clothes or shoes for me and my family"

"I am living in poverty for long time, I eat once a day and the food is not sufficient, I have to work hard in others farm for $1 per day in order to get food , My house is very old, my roof is destroyed, I have no bed, no matelas, no bed sheet, I don't sleeep well. I always cook in my room and that makes my house very dirty."

"Since 2003 I have been suffering from arthritis which has hindered me from working. I have to depend mostly on my children and house help. This greatly frustrates me since I cannot work and support my family. In addition, I'm also faced with the challenge of drought which has led to a lack of water and food. It is really difficult since we are forced to go hungry some times or walk long distances in the search of water."

"We have experience the longest drought for the last on year. The rains have not been forthcoming. Even if it rains, it has been very inadequate. To get water for domestic use we must purchase water at $0.05 per 20 litres. There's a village water kiosk about 500 metres from our home. When you lack money, you're forced to go about 15km to and fro, carrying the water on your back. It's difficult. Lack of water and no rain has affected us a lot. We have 5 cows and 20 goats. It's really hard feeding them during this drought. I am worried that we may lose our stock. This has affected our ability to provide for our children or pay school fees. We've depended mainly on our livestock for sustainance."

"When my parents passed on in 2015, I was devastated and dropped out of school. Being the last born, I was left to take care of everything at home. I had to do casual jobs to make ends meet up to date as a result I have been living a very bad life. I stay alone, and this made me frustrated because I do not have any financial support apart from the unpredictable casual jobs."

"To support my daughter's education as a single mother, I have been considering the most feasible venture I can start. I have set a goal to buy and raise two cows and seven goats by the end of 2024 from monthly transfers. I am confident that if I am successful in that venture, I will be able to sell both cows and goats to generate additional income because they are valuable and have a ready market. As a result, it will not be as difficult for me to support my daughter's education as it was before I started getting my transfers. I will be able to supplement our diet with free milk from cows apart from selling the cows to raise money."

"Lack of a stable source of income is the greatest challenge. My husband and I rely on casual jobs to earn a living which is not sustainable. Most days, we get an average of $3 which is only enough to purchase food and clothing for the children. We have never saved any amount to use for future investments and living hand to mouth year in and out is not something we are happy about."