"So far I am indebted to GiveDirectly for the much we have achieved as a family, though my heart's desires to build a permanent house for my family. To achieve this goal, I plan on saving at least $10 per week. It takes a longer time, but I am optimistic that I would accomplish it."

"I got sick due to the smoke inhaled during charcoal making and I have been on bed rest for almost a month. I won't want to go back to the business once I have recovered. My short-term goal is to use some of my savings and open another business selling plastic equipment."

"My long-term goal is to build rentals, save some money I am getting from my business and start off. My other short-term goal is to buy a water tank and start a water business, where I would sell a twenty-liter jerrican for $0.1"

"I would like to open a grocery shop outside my salon so that I can generate more income to save for rainy days. I would also want to buy land where I would open a restaurant."

"I used 25000 to pay school fees for my children who are in secondary school and used the remaining amount to buy food and clothes for my children. The money came at a time that one of my children was joining secondary school and the only asset that was at my disposal was a dairy cow. Had we not received this cash then we would have sold this only asset to take our child to school. I am a mother of six who relies solely on maize farming to raise income that helps me pay school fees and meet other needs of my family. I am so happy that I was able to comfortably take one of my children to secondary school and that I did not sell any asset as I had anticipated. It has also given me an opportunity to plan ahead on how I am going to pay school fees in the coming days."

"I have put some little savings that I am planning to add some more money so that I can buy a mature dairy cow. Accomplishing this means that I will be able to get additional income from selling milk and this I will be able to cater for my family bills and expenses."

"Before I was enrolled in the program, I used to be a casual worker and life was not easy especially supporting my four children and wife with the meager wages that I used to earn. When I was enrolled in the program I planned to actualize long time dream of starting a business. Since I spend the first transfer to start a selling second hand business, I spend all my second transfer to to add more stock to my business. I am happy that the business is doing well and I am able to support my family without much struggle."

"I am looking forward to graduate in may this year and look for a job. Hopefully, I will get a job and I will be able to get some income and buy a land for farming and for building home for my family since I live on my fathers land now."

"My goal this year was to focus on expanding my business so that it can in turn increase income. Accomplishing this means that I will be able to save money towards buying a land because we now live in our fathers land. I will also be able to support my family without more strain like I used to do before."