"I completed my secondary education but I had no money to help me further my studies, and my main goal is to further my studies. I, therefore, wanted to venture into something that would help me generate income so that I enroll in the course of my dreams. I started a chicken-rearing project and I now have a total of 8 and I still want to buy more so that by September, I would sell some of them to get the money for my school fees. I also plan to be saving part of my transfers in order to achieve this goal."

"I want to become a teacher, I finished my form four and would love to join college. My father was a teacher and as kids he would always remind us to work hard so we could become teachers like him. I looked up to him and would love to follow in his footsteps and become a teacher. I started saving when I received the transfers because I wanted to have enough money to pay for college. My business is also a source of some of the savings am making so that I can achieve this goal. Seeing a child learn and being able to mold them and train them is my biggest motivator."

"I have a dream to begin a small boutique. I am saving $30 monthly in a savings group to achieve this. My husband is our primary breadwinner, He burns charcoal and sell firewood to make ends meet. I have not been able to contribute much to this but starting that business will open me to the getting income and getting more opportunities to be sought out for."

"I believe that trough business we have the ability to do much. My husband is a professional tailor and at the moment he is employed. He makes an income but he would have made more had he been doing the business on his own. My dream is to open a shop where my husband work and tailors clothes, we will be the owners and that means our income increases. I have an approximate budget of $200 which I believe I will reach before the end of the year and at that time my husband can come and work from there."

"I started a business through my first Givediretcly transfers. I started a small roadside stall where I sell groceries, food items like flour and toiletries. I have been restocking it over time, through the Givedirectly transfers as well as the profits from the business. My hope is to stock it up until a point that I can rent out a shop and sell from there. I also want to add more goats. I believe animals are the best investment. They are easy to maintain and multiply fast. My hope is to have a big herd from which I can sell and get cash whenever a need arises."

"Things have been looking up since the rain began, we have now farmed maize and some green grams and other plants for food. This makes us very hopeful. If we get to harvest the plants that we planted we will have enough food and it will mean the transfers will not be used for food and hence we can now use the cash to buy animals such as chicken or goats which we will be able to rear and make an income from them. I will also be able to educate my children using the cash that I receive from Giveidrectly."

"My main goal is to engage in livestock-rearing project. With the tough times ahead and owing to the fact that I have a large family of 8 children, getting money to cater for their needs would be a great challenge for my husband and I. Therefore, I would want to venture into something that would help generate income in the long run and I plan to buy goats with the transfers that I would be getting and later sell some of them to buy cows and with the livestock in place, I am assured that I would be in a better place to even educate my children with ease."

"I have six children who are currently going to school, and with no reliable source of income, getting money to fully pay for their school fees had been a great challenge. But with the challenges, I had never given hope and my main goal is to see all my children complete their education. To achieve this, I would be saving part of my monthly transfers and the little proceeds from my business so that I have enough money to cater for their higher education."

"Lack of reliable job is the challenge I am currently facing. I am a single mother of three children and I do casual jobs earning approximately $30 which caters for food and school fees. I have a son who is in class three at Kahingoni primary and he has fees balance of $10. He has been out of class due to school fees. The first born is at Vitengeni primary and I give firewood to the school in exchange for school fees."

"My husband was amputed one of his legs last year 2022. Since then I have been taking care of the family alone. He can no longer work. The challenge is getting job to feed the family."