"I cleared my form four but I left a huge debt in school of about $300. I was unable to clear this debt. I have been using Givedirectly transfers to reduce this transfers monthly and so far it is less $100 and I am only left with $200 yet to be paid. My plan is to continue paying this as the months go so I am able to collect my Kenya national exams certificate for secondary education. I have also been purchasing items for building a house for myself. I hope that as the year progresses I will have enough material so I am able to finish this construction work."

"As I said earlier we live with my older brother, our parents are not in the picture. My father and mother had a misunderstanding and my mother went away from the home while my father left for the city. I have no knowledge of the whereabouts of either of them and this means myself and my brother who are the older ones have to carry the burden of taking care of our siblings. I am also still in school and I would not want to miss out on an education. My plan is to use the transfers to educate myself and my siblings as well as feed and clothe them."

"I came to Dida from Tezo in Kilifi. I had established myself at Tezo and it happened that my home was demolished by bulldozers through court order five years ago. Since then my husband has been going to court to seek justice but invain. We are supposed to pay $30 at the court and I do not have the money. I undego psychological trauma due to the demolition."

"Mu gihe kiri imbere numva nifuza ko nazaba ndi ku iterambere, ntacyo mbuze mfite ibimbeshaho nicyo nambara."

"Even though I am still sick, I am glad that I was able to use part of my transfer to pay for my medication. I believe that I will recover very soon and be able to invest in other income-generating activities."

"I was busy working on my farm when I received two consecutive incoming texts. I started to wonder who may have texted me at that time. I also entertained the possibility that they were promotional messages in my head. Nevertheless, I made the decision to read them, and much to my amazement, there was a Mpesa message confirming GiveDirectly's receipt of the cash. My heart was overjoyed, so I made the decision to return home, unwind, and prepare to go and cash out the following day."

"My creditors were on my neck since I had an outstanding debt of KES 10,000 by the time that I received my first transfer. With it, I was able to use KES 8000 to pay my debtor. After prioritizing this, I spent KES 6,000 to purchase a sack of maize for our consumption and used KES 500 to transport it home. In addition, I bought two chickens at 700 for rearing, used KES 500 to buy millet seeds for planting, and spent the remaining amount on other food items."

"The activities carried out by GiveDirectly were enlightening. The program officers demonstrated great proficiency in explaining the program's details and providing us with guidance on the requirements. Additionally, they created an inclusive environment where we felt comfortable expressing our opinions. Throughout the sensitization meetings, we were treated with the utmost respect and fairness, without any form of bias. Based on my observations, I believe the program operations are free from any significant issues."

"My ultimate goal is to establish a stable source of income through livestock rearing. In the past, I used to raise poultry, but unfortunately, they all perished from pox disease. This was a heartbreaking event for me because I relied on selling the poultry to generate funds for our food needs. Since then, I have been unable to resume livestock rearing due to a lack of funds. However, thanks to the cash transfers, I see a future where I can build a large herd of livestock. Currently, my focus is on starting with goats, and I have already purchased three with the assistance of previous cash transfers. I am optimistic that through this venture, I will be able to enhance our financial stability and get enough money to enroll two of my children in school."

"By the end of the ongoing planting season, I pray to have a bountiful harvest so that I can utilize the cash transfers to purchase more livestock. Currently, I already own a goat and five hens thanks to the cash transfers. I am happy that some of the hens have hatched, thus increasing our flock, and the goat also gave birth. I believe that with this livestock, I will be able to sell them in the future and meet the needs of my family. I am grateful for the opportunity to expand my livestock through cash transfers."