"My goal currently is to save the monthly transfers in a Sacco, get a loan in the future, and start a hairdressing and beauty shop. I have been employed by a neighbour with a meagre income, and I want to start my own shop and be self-employed. I believe I will be able to pay for my son's fees with ease once I start my own business."

"My objective is to invest in goats since they are the only assets that I can have. I am not employed, and these goats can help me overcome my financial troubles. I have nine children currently enrolled in high school and primary school, and they all depend on me for their fees. I do not have any other support besides the monthly transfers. I am currently keeping twelve goats, and I am planning to buy more goats in the coming year and beyond. They will serve as security for the future of my children's education."

"I was really glad to receive the transfers when I did especially since I had plans of using the money to finally to begin the construction to my house. After I got the chance to withdraw the funds I proceeded to spend over KES 20,000 and buying iron sheets. I then bought two goats which cost me KES 7,000. My kids were almost getting kicked out of school so I paid tuition worth KES 4,500 for the three of them. Lastly I ended up spending the rest of the transfers I remained with on nourishment."

"This time around I decided that I would use the money to build a proper house for me and my family because the one we lived in was small for us. Therefore I proceeded to spend over KES 15,000 on purchasing thirty pieces of timber and ten pieces of iron sheets. I then proceeded to spend over KES 20,000 on paying tuition for my daughter who was in high school since she had a debt. As for the rest of the funds I decided to gradually spend on nutrition."

"I can not hide my happiness after my son completed his undergraduate education last year. Things were tough on me but GiveDirectly's transfers were a game-changer. Upon receiving my second transfer I spared KES 33000 and paid school fees. This brought back my long-lost sleep after years of stressing about where to fetch school fees for my child. Our main house also stalled since our little family income went to food for the family. After clearing school fees arrears I prioritized completing our house with the remaining money."

"I have been struggling with perennial food since I had nothing to buy farm inputs and cultivate crops. My focus now is to use part of my savings to farm and produce more food for my family of four. I will also consider planting crops that last three months to help us have a constant supply of food"

"I used my second transfer to pay $300 for a milk cow. Prior to those transactions, I did not have any cows. Now that it is ready to calf, I am excited to have wonderful milk to sell to increase my revenue and provide my family with what they previously lacked for consumption. By purchasing an additional $1500 worth of cereal supplies, I also increased my posho mill business. I sell maize, and I spent $100 on groceries and other household items. Three daughters and a son make up my four children. It had been difficult for me to collect their school fees in the past, so I spent some money on them. My husband drives for supplies."

"I am old and no longer economically active. Providing food for myself is a challenge since I am jobless. In the coming year and beyond, my goal is to ensure food security for the family. I intend to save enough amount of money from charcoal vending to acquire sufficient food. This is because we are experiencing famine in our area and getting food and water is very difficult."

"I had two goals this year; to buy a posho mill machine and an acres pieces of land. I am planning to spend the profit that I earn from farming and selling potatoes towards this projects. Achieving this mean expansion of my business and by the time I will be settling down with my family, I will be financially independent and I will be able to give my family a quality life."

"The main challenge I am facing is loneliness, living alone at home is a challenge as I told you my wife left me 6 years ago and she went with my last born. we have 5 children and 4 others are adults now they went looking for jobs in other places like Kigali and Kayonza. The other challenge is that I don't have any livestock at home and because of that it's not easy for me to get manure that I can use in my agricultural activities, hence the low production which results in having insufficient food at home. In our region it's not possible to grow crops without using manure and expect production. It's impossible, whether being sweet potatoes,beans or other crops can not grow without manure."