"In March 2021, I finished my secondary education. Despite doing well on my secondary school exams, I was unable to enroll in college right away due to my family's dire financial situation. I made the decision to use my previous transfers to start a small business selling second hand clothing. The business has been doing well, and I am eager to grow it even more by purchasing more stock. This year, my main objective is to save enough money from both my business and my monthly transfers to enroll in college and pursue my dream course in building and construction."

"Ever since my spouse, Timothy Poison left me back in 2021 it has been hard for me having to take care of my 2 boys, Chimwemwe and Ongani. My hurdle mainly has been lack of food. I depend on pieceworks to provide for my family and I really don't get paid much to sustain my household. On a good day I am paid $5 which I use to buy a bucket of maize that runs as food for a week. The fact that I don't have a sustainable cash flow to provide for my children like that always stresses me out."

"There's one challenge that is making my life hard at present and that is lack of money to pay for my grandchildren's education. I have 3 grandchildren who are at secondary school level. Collectively, their school fees amounts to the sum of $62. With my income of $20 to $30 a month, it is an everyday struggle for me to keep them all in school. I am taking on this responsibility because I want to give them a solid future through education. Their biological father run off 7 years ago and his whereabouts are unknown."

"Currently I and my household depend on pieceworks for survival and the money we get from that is not enough for our sustainability. Jointly, thus, me and my spouse, Raphael Shalaba make less than 20$ a month which is far from sufficient to carter for our household needs in terms of food, housing, clothing as well as education for our 3 school going children."

"I intend to spend my most recent transfer on more house materials to build my house. For over seven years, I have lived in a thatched mud hut and it has been extremely uncomfortable for me and my children. I have eight girls and three boys; building a modern house to ensure they sleep comfortably is my reason of undertaking this project."

"For many years, I have desired to own a decent house for my family. Being enrolled in GiveDirectly's program was a dream come true for me. I spent a larger portion of my recent transfer improving the condition of our structure by constructing an additional room. The one we were having earlier was very small to fully accommodate our family of 5 members, 3 kids and 2 adults, together with the household items. In addition, I bought a new door for $50 since the one we were having had broken and was risky, especially at night. I am very grateful living in a nice spacious house courtesy of the transfers."

"I feelt very happy cause it served as support to my business"

"Investing in crop farming is the goal that I have. I intend to save some amount from milk vending to boost it. This will ensure that I can hire a tractor on time to assist me in plowing the farm. Achieving this means that I will produce enough food for the family as well as animal feeds for my dairy cow."

"I have been using my GiveDirectly transfer to sell gasoline and to furnish my house. In years to come, I want to see my business grow bigger, this will means a lot when I keep using the money to sent my daughter to school."

"GiveDirectly staffs is very polite and they can't pick and choose on who to benefit from the program. GiveDirectly helping me money without any condition attached is a good thing."